Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.
Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.
What are the requirements for credit card processing?
Generally speaking, a stable job is a necessary condition for successfully applying for a credit card. Of course, this is not absolute. For example, many universities now have card business specifically for college students. This is unconditional credit card processing, and college students only need to bring their personal documents and student ID cards to the bank for processing.
2. First of all,/kloc-citizens over 0/8 years old with civil capacity are required.
3. Require a stable income and provide proof of income, one is to prove repayment ability, and the other is to refer to the establishment of credit card limit. If you have successfully applied for a credit card, you can apply for a card with a card, and the process will be much easier.
4. Credit information should be good and there is no bad record.
Whether you can successfully apply for a credit card is also related to your occupation, such as security guard, self-employed, farmer and so on. It is more difficult to deal with successfully.
6. Foreign and overseas personnel and officers in active service shall, when obtaining their certificates in their own names, provide temporary residence issued by the local public security department or certificates issued by relevant departments, and also provide a guarantee unit with guarantee conditions or a guarantor with a local residence and working in the local area.
Tip: You don't have to pay the credit card fee, but in a few cases, you may have to pay the fee, but rarely. If he asks you to pay by credit card, you must pay attention to whether you are a liar. In addition, applying for a credit card is best to go to a bank, not to any guarantee company, which is very risky. You'd better do it yourself, don't ask someone to do it for you.