There are generally two kinds of bank cards, one is called debit card, which deposits first and then consumes, and cannot be overdrawn. The other is called a credit card, which is the kind that overdraws first and then makes up the money spent.
Some banks also have a card, which has the functions of the above two cards, that is, it can not only deposit and reuse, but also have a certain amount of overdraft function, which is called quasi-credit card in banks.
In addition, to correct a mistake made by the landlord, Minsheng Bank is called Minsheng Bank, and there is no such thing as China Minsheng Bank.
Generally, banks with the word "Zhong" are state-owned banks or state-controlled banks, such as China Industrial and Commercial Bank and China Agricultural Development Bank, while joint-stock banks do not have the word "Zhong", such as Minsheng Bank, China Merchants Bank and Shenzhen Development Bank.