1. 1. Online inquiry: After opening the network of the Credit Information Center of the People's Bank of China, pay attention to opening it with IE browser. If you don't know the Baidu of the website, please pay attention to the "official website" certification. When logging in, please note that the login name here is your previous registration. If you are logging in for the first time, please register your account. After the question verification or certificate verification passes, the activation code will be sent to your mobile phone. Enter the activation code according to the mobile phone information prompt.
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2. After successful login, you will be prompted with the information of successful login. For example, you can provide query information, operation guide, account number, password modification and other operations-click the credit information prompt in the information service and select: get credit report. "Of course, you can also click on the summary information below to query. It is suggested that you can directly inquire about the credit report. When inquiring personal credit in more detail, you need to use the inquiry code, which is randomly sent to you after the system platform has passed the examination. You can use it when you register (if you forget it, you can't query it, it will be invalid for 7 days, and you can apply for registration next time).
3. After clicking the query report, there will generally be your current credit card records, loan records and other public service records, such as mobile phone arrears, mobile phone violations, etc. If you want to save and download this person's credit report, you can click on the PDF download below, enter the verification code, and submit the downloaded PDF personal credit report for on-site inquiry: more than 2,000 inquiry points across the country provide counters or self-service terminals for inquiry, which can be obtained immediately. You need to bring the original and copy of your valid ID card.
1. What is a credit card? As follows, credit card is a kind of bank card, which is called credit card in the industry. It has the function of overdraft consumption and enjoys a certain interest-free period. To put it bluntly, credit card is a simple loan service provided by banks to customers. Customers can overdraw by credit card before repayment. Credit card limit: the overdraft limit approved by the bank according to the financial resources, identity and credit of the credit card applicant. Cardholders can freely overdraw within this limit.
2. The difference between credit card and debit card is as follows. The biggest difference between credit card and debit card is that it can be overdrawn within a certain range, while debit card can only be used after deposit.
What is the validity period of credit, as follows: Credit cards have a certain period. After the expiration, the bank will review it again and get a new card for the customer. The validity period of credit cards is also different, depending on the type of bank and card, usually 3 to 5 years. The validity period is printed on the front of the card in the form of month/year.