The annual fee of this platinum card is 800 yuan RMB, and according to the available information, the annual fee is rigid, that is, it is charged when the card is activated or at the beginning of a specific period, and there is no mention of the preferential policy of annual fee reduction.

Cardholders can enjoy the cash back benefits of the highest 780 yuan in the whole year. After the monthly consumption reaches the standard, you can receive a fixed red envelope reward before the next month 15, and you can receive cash back from 780 yuan at most throughout the year.

Guangfa American Express Platinum Card offers a variety of points, including triple points for online consumption. When the monthly installment payment or overdraft cash withdrawal reaches a certain amount, you can get a special discount of 8 points.