First, check the letter newspaper: First, you can go to the People's Bank of China (online) to check the personal credit report. Usually, there are bad records (including your previous credit card overdue, etc. ) will cause the card application to fail.

Second, see if your application conditions meet the requirements.

Third, your repayment ability/economic ability is reflected in whether you have a stable income, social security, etc. Usually many self-employed people are stopped outside the door. But you can still prove your financial resources through the vehicle driving license or real estate license. Of course, some people may have high incomes, but they are not stable enough to give you extra points.

If you know the reason why the application failed, prepare the information and resubmit the application three months later.