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Can a credit card be tied to Steam? Can the card still be used?

Yes.

It is not safe if a credit card is bound to a steam account. Steam also supports Alipay payment. If you have an Alipay account, you can also use it to purchase and recharge on Steam. STEAM is a game platform software launched by VALVE. It is used to simultaneously release games globally and update game content at any time. Players can play global multiplayer games through STEAM.