Can I buy a mobile phone in installments with my Long Card CCB credit card?
Yes, as long as it is within the limit.
1. CCB Installment Pass is intended for customers with good credit records, stable professional income, and normal consumption behavior. Our bank will grant them special installments and pre-granted credit lines in advance to meet their daily large-amount consumer credit needs. , an installment payment service that customers can spend at specified types of merchants after successful application. This business covers diversified consumption areas such as large-amount durable goods consumption, weddings, childcare, settling down, tax payment, and health. Generally, you can choose 6/12/18/24/36/48/66 installments (months) for installment payment, and pay the handling fee for the corresponding number of installments. In fact, it is a consumer installment loan business with relatively reasonable interest rates and is more suitable for people who need funds.
2. What are the installment rates and usage periods? For installment business, you can freely choose 6, 12, 18, 24, 36, 48, or 60 installments (months) for installment payment. The handling fee is charged monthly, and the monthly handling fee is 0.5. Apply for the Long Card Credit Card Installment Pass business before March 31, 2019 (subject to the date of submitting the Dragon Card Credit Card Installment Pass application), Liaoning (except Dalian), Guangxi, Shandong (except Qingdao) , Hubei, Guizhou, Gansu, Jiangsu, Shenzhen, Hebei, Shanghai, Jilin, Zhejiang, Xiamen, Hunan, Henan, and Tianjin customers can enjoy a 10% discount on the handling fee. After the discount, the monthly handling fee is only 0.45; Chongqing, Qingdao , Shaanxi, Fujian (except Xiamen), and Beijing customers can enjoy a 20% discount on the handling fee. After the discount, the monthly handling fee is only 0.4. The amount of handling fee payable by the cardholder in each installment = the actual installment amount x monthly handling fee Rate. The handling fee will be recorded monthly based on the number of transactions, starting from the first statement date after the transaction is completed, and will be fully included in the minimum credit card repayment amount. If the bill is paid in full before the repayment due date, the listed amount of repayment for the current period and the principal repayment of the monthly installment will be interest-free, and no interest will be charged.
3. Installment pass application process;
(1). First download the "latest version" on your mobile phone, both Android and Apple are available), log in to the China Construction Bank APP, and click on Credit Card in the navigation bar.
(2). In the credit card management, you can find the installment button option.
(3). After clicking to enter, you can generally see your pre-approval limit. Then click Apply to enter the stage of supplementing information.
(4). Supplement relevant information according to the steps and operation prompts, and finally submit for review to complete the application.
(5). There will usually be a follow-up call.
(6) After successful application, you will be issued a special installment card, and you will receive a loan message. Then this special installment card can be used to make purchases at designated merchant types. .
How to buy a mobile phone in installments with a CCB savings card
Using a CCB credit card to buy a mobile phone in installments can be purchased at physical stores that support installment payment and online malls that support installment payment.
Purchase in physical store:
Select the product and ask the merchant whether it supports installment payment;
If so, fill out the installment payment application form;
Call the credit card center and request for installment;
The installment will be completed and the corresponding credit limit on the card will be frozen;
Repay one installment and the credit limit for the first installment will be restored.
Purchase in the online mall:
Select products that support installment;
Place an order, select installment as the payment method, and select the number of installments;
Use a credit card to pay in installments;
The corresponding credit limit in the card is frozen;
Repay one installment and restore the credit limit for the first installment.
Note: Installment payment will incur a certain handling fee. Depending on the bank and the number of installments, the handling fee will be slightly different.
Can I buy things online and pay in installments with the CCB Dragon Card? What about mobile phones and the like?
Can I buy things online and pay in installments with the CCB Dragon Card? What about mobile phones and the like?
You can directly purchase mobile phones in installments on the CCB official website, provided that the overdraft limit is greater than the total amount of the mobile phone.
Can I buy things online with the China Construction Bank Dragon Card Car Card?
Yes. Like other CCB credit cards, the car card can be purchased online. It is different from other cards in two points: 1. The annual fee is 200 yuan, 2. You can wash the car once a week
Instalment payment with the Longka car card How much is the interest?
The amount of the CCB VISA Dragon Card is based on the bank's assessment. The minimum is 1,000 yuan and the maximum is 50,000.
Policy: Free for the first year and no annual fee. Year
Limit of credit card three times (maximum): 50,000 yuan credit limit
(minimum): 1,000 yuan
Interest-free period (maximum): 50 Days
Interest-free period (minimum): 20 days
Can a car paid in installments apply for the China Construction Bank Dragon Card Car Card
Yes, as long as you have a driving license. The ID cards are all my own and I carry them all with me. You can go and apply for it. The driving license needs to be inspected annually and is within the validity period. However, the car card has an annual fee, 200 per year, and swiping the card is not exempt. Ordinary credit cards can also be applied for. If you swipe the card 3 times, the annual fee is waived
Is it easy to apply for the CCB Dragon Card Car Card?
Meet the conditions for applying for the CCB Dragon Card Credit Card and have a credit card in your name It is quite easy to apply for a private car.
The basic conditions for applying for a CCB credit card are: be between 18 and 70 years old and have full capacity for civil conduct; have a stable career and income, be able to repay principal and interest on time, and have good credit. If you need to apply, you can go to a nearby CCB branch to apply with your ID, driving license, financial certificate, etc.
Expiration replacement of CCB Long Card car card
CCB will proactively send SMS reminders before expiration. If the address has changed, the address must be changed within the time specified in the SMS. If the card status is normal, the bank will usually proactively send out a new card about 3 months before the car card expires.
Can West China Construction Bank Dragon Card deposit money and buy things online?
China Construction Bank’s online banking does not require logging in. You need to log in with your ID number. You can also set a user_name. (Similar to QQ’s _name), use _name to log in in the future. ============================================= Construction Bank passbook, Bank cards can handle online banking services and activate online banking functions. ...
The CCB Longka Auto Card loan is 34,000, how much is the monthly installment payment?
Are you applying for the installment after consumption? The handling fees for applying for different installments and different installments are also different. I think your amount is quite large, it should be the amount of the entire period. Then you can apply for bill installment. That is, before the bill date to the final repayment date, apply to China Construction Bank for the installment of the consumption amount that has been issued (30 days only) Can be applied once). However, the maximum application amount shall not exceed 90% of the total consumption amount in the issued bill (excluding cash withdrawals, installment payments, and other transactions specified by CCB). This application is for the entire bill.
If your installment limit (the installment limit is set according to 100 of your credit card’s permanent limit) is sufficient, then the maximum amount that can be applied for is 3400090=30600. The maximum bill installment you can apply for is 24 installments, and I will calculate it for you based on 24 installments. The installment principal of each period is 30600/24=1275, the installment handling fee of each period is 306000.56=171.36, and the total handling fee of 24 periods is 171.3624=4112.64. The installment amount credited to each period in the future is 1275171.6=1446.36
Apply for bill installment through self-service channels (such as mobile banking, online banking, WeChat, etc.) before 7/31 and there will be discounts, you can You can also go to their credit card website to learn more.
Henan CCB Dragon Card Auto Card Banker
CCB Dragon Card Auto Card Banker is a UnionPay single-logo credit card with a black card surface and the ATUO logo printed on it. It is a mid-to-high-end CCB credit card, and the annual fee cannot be waived. This card provides many services: 1. You can wash your car for free once a week (when the car wash price is less than 15 yuan, you can wash it for free; when it exceeds 15 yuan, you can use the points in the card for the excess (the exchange ratio is 4‰)) If you don’t have enough points to pay, you can use cash or pay by card directly). 2. Free roadside assistance (with towing, pumping electricity, spare tire replacement, on-site quick repair, three free services per project per year) 3. Points can be exchanged for fuel expenses (the minimum redemption is 50,000 points, the ratio is 4‰, 50,000 points can be exchanged for 200 Yuan oil fee), etc. If you calculate carefully, you will know that the value of these services far exceeds the annual fee, and it is quite cost-effective.
What is the credit limit of China Construction Bank Dragon Card?
If the cardholder’s existing credit limit is not enough, he or she can apply to China Construction Bank in advance to temporarily increase the credit limit, and China Construction Bank will increase the credit limit based on your credit limit. Credit status and card usage are adjusted for you. If you need to temporarily increase the limit of your CCB Long Card car card, please call the 24-hour service hotline and provide relevant materials as required. The temporary credit limit is valid for up to 3 months. After expiration, your credit limit will be automatically restored to the original limit. The credit limit of the supplementary cardholder is set by the principal cardholder. If the temporary credit limit of the supplementary card needs to be adjusted, the principal cardholder must apply.
How to use CCB credit card to buy iphone7 in installments
How to use CCB credit card to buy iphone7 in installments
First, if the CCB credit card limit is greater than or equal to the selling price of ip7, To pay directly with a credit card, and then the transaction will be credited to your account the next day, you can call the CCB credit card customer service hotline, or apply for a single consumption installment on the client.
Second, if there are other transactions, you can also apply for bill installment by combining many transactions after the bill date and before the repayment date.
Third, if the credit card limit is insufficient, the cardholder can apply to increase the card's fixed limit before swiping the card, or he or she can make up the amount before paying. The installment of CCB credit card can only be for a fixed amount. Temporary quotas or overpayments cannot be paid in installments.
How to buy iPhone 7 with CCB credit card in installments?
1. CCB has Shanrong Business. If you want to buy on this website, you can choose to pay by credit card in installments. The card status is required to be normal and the available fixed amount is greater than the total amount of the product. After the purchase is successful, the merchant will deliver the goods to the address you provided. The credit card will be credited to your account according to the installments you selected. There is no need to apply for additional installments. And this kind of installment is free of charge.
2. If you purchase through other platforms, check whether the purchasing platform cooperates with China Construction Bank to provide installment business. If so, you can participate in this type of installment payment, and there will generally be a handling fee.
3. When shopping, you did not choose to pay in installments, but paid in full by credit card. After payment, wait for the bill to be settled and apply for bill installments. You can apply from the day after the bill date to the day before the due date of repayment. The minimum application amount is RMB 500, and the maximum amount does not exceed the total amount of RMB consumption in the issued bill (excluding cash withdrawals, installment payments and other transactions specified by CCB). 90. The number of periods can be selected from 3, 6, 12, 18, and 24 periods, and the corresponding base rates are 0.75, 0.70, 0.60, 0.60, and 0.62 respectively (Note: Monthly handling fee = total installment amount. The handling rate will be calculated after the installment. Each billing date will be recorded and charged on time.) There is a 20% discount on the bill installment fee before the end of the year.
How to purchase iPhone 7 in installments with a credit card
If it is a China Merchants Bank credit card, please enable an appointment to place an order for interest-free installments: apple./_cmb/shop
How? Use CCB credit card to buy iPhone 6 in installments without interest
Purchase iPhone 6 in installments with CCB credit card without interest:
Purchase in physical store:
Select the product and ask the merchant whether it supports installment payment ;
If supported, fill out the installment application form;
Call the credit card center and request for installment;
The installment will be completed and the corresponding amount in the card will be frozen ;
Repay one period and restore the amount of the first period.
Purchase in the online mall:
Select products that support installment;
Place an order, select installment as the payment method, and select the number of installments;
Use a credit card to pay in installments;
The corresponding credit limit in the card is frozen;
Repay one installment and restore the credit limit for the first installment.
Note: Installment payment will incur a certain handling fee. Depending on the bank and the number of installments, the handling fee will be slightly different; a down payment of RMB 10 is required.
If you deposit 50,000 yuan regularly for 5 years, the bank will get a five-year interest rate of about 10,000 yuan. After giving you kidney 6, you can immediately get more than 5,000 yuan in cash, provided that the 50,000 yuan is placed in the bank. 5 years. Nowadays, major banks may have some changes in data methods, etc. We hope they will be adopted
It is interest-free, but there is a handling fee, which is equivalent to interest. You will definitely have to pay a price
When you buy a mobile phone, just pay with a credit card. Once the credit card bill comes out, you can call the bank to apply for installment. You can also apply for the credit card by connecting to the bank's WeChat official account. Installment is very convenient. The last thing I want to emphasize is that all banks say interest-free installment! In fact, there is an installment fee!
You can directly swipe your card in a physical store and call the credit card customer service to apply for installment payment 1-2 days later.
I don’t know how many installments the interest-free payment will be. What activity could this be. It should be available in the CCB mall. Provided that your credit card limit is sufficient, you can then directly use your credit card to pay. After payment, you can apply for installment and choose the installment method you need. You can also buy it directly in installments at major e-commerce stores, such as Tmall, which supports credit card payment. It’s your choice too.
How to apply for installment payment with China Construction Bank Credit Card
China Construction Bank Credit Card launched credit card installment business. The main purpose is to better serve customers. Cardholders can flexibly use the credit limit of their credit card to withdraw cash. , it is easier to enjoy 3, 6, 12, 18, and 24 installments, but you need to apply for it yourself. Let’s take a look at the application method for China Construction Bank Credit Card.
How to apply for installment payment with China Construction Bank credit card?
1 Log in to the CCB Mobile Banking APP and click "Credit Card" - "Cash Installment".
2 Log in to the China Construction Bank mobile banking client and select "Credit Card" - "Cash Installment".
3 Follow the "China Construction Bank" WeChat official account, bind your credit card, and click "Credit Card - Cash Installment".
4 Swipe your card or read your ID card at the smart teller machine at the outlet, and select "Credit Card" - "Cash Installment".
5 Insert the Dragon Card credit card into the CCB ATM machine and select "Credit Card Installment" - "Cash Installment Application".
6 Bring your ID card and credit card to any branch of CCB to apply for installment cash business.
There are many channels for applying for installment of CCB credit card. Cardholders can choose according to their actual situation. After applying for installment, remember to check the results first. After all, not every applicant can succeed. If you apply If you are unsuccessful, you must repay on time, otherwise it will be deemed as overdue repayment.
The process of buying a mobile phone in installments with a credit card
In fact, if you want to use a credit card to buy a mobile phone in installments, you must first have a credit card that supports installment payment and a seller platform that supports installment payment terms, so that You can apply for a credit card to buy a mobile phone in installments.
However, when using a credit card to buy a mobile phone in installments, the current available limit of the credit card must be greater than the price of the mobile phone, otherwise the payment will fail. Nowadays, the operation process of buying a mobile phone in installments with a credit card is as follows:
1. Enter the purchase interface of the desired mobile phone;
2. Click to buy;
3. Select the amount you want to pay Credit card, click on installment purchase (there are options of 6-month and 12-month installments);
4. Select the number of installments you want, click Confirm, and enter the password.
After a credit card installment purchase, as long as the repayment is normal, it will not have any impact on the cardholder's credit report. Moreover, occasional use of installments can also have a good effect on increasing the credit card limit. However, credit card installments will occupy the credit limit of the credit card. Every time the user returns an issue, part of the credit will be restored accordingly.
Operating environment: iPhone1115.0 Taobao v10.5.0
In the context of credit crunch, consumer loans cannot be satisfied. At the same time, consumer loan interest rates have increased significantly, and due to credit card installment The business has been relatively less affected by the regulation, and some borrowers have borrowed credit card installments to meet their urgent needs.
"Credit card installment payment", in layman's terms, means that when consumers use a bank's credit card to purchase goods at a specific merchant, they can choose the number of installment payments provided by the bank and pay according to their own preferences. It is a consumption method in which the total price of the goods is divided into several installments and the payment for the current period is paid to the bank in equal amounts every month until the total price of the goods is paid off. It is essentially a personal consumption credit provided by banks to credit card customers. Taking car installment payment as an example, the cardholder needs to have a legitimate occupation and legal and stable income, have the ability to repay the loan on time, and the income-loan-repayment ratio does not exceed 50. There is no bad credit record, and the guarantee method adopts "full mortgage guarantee". The maximum single installment amount shall not exceed 80% of the price of the purchased vehicle. This form is more flexible and easier than ordinary consumer loans, allowing cardholders to enjoy consumption in advance. , solve problems, invest and manage money wisely.
That’s it for the introduction of how to buy a mobile phone in installments with a CCB credit card.