Under normal circumstances, the amount of standard platinum cards is more than 50 thousand. Some banks have launched non-standard small platinum cards, starting from 7,000 yuan. Most cards can be swiped free of annual fee.

Standard platinum credit cards charge different amounts of annual fees according to different banking policies, and some banks can reduce them by swiping their cards. Ordinary card amount 1000- 10000 yuan, and gold card users are about10000-500 million.

Most of the credit cards filled in for the first time are ordinary cards or gold cards, and most of the platinum credit cards are selected and invited by banks from gold card customers, or banks can apply for deposits of more than 200,000 yuan or platinum credit cards with the same amount of wealth management products.

According to different policies, the platinum cards of banks also provide some additional services, such as free medical examination every year, free use of VIP rooms at various airports once a year, airport pick-up service, free use of golf driving range, card replacement/loss reporting and other card services.