Exceeding the limit means that the accumulated credit of the person who opens the bank card in a bill is higher than the credit granted when opening the card. Industrial Bank's credit cards are basically allowed to exceed the limit, but at most they can only exceed 10% of the credit line approved at the time of card opening.
Generally, many banks will give card issuers a certain limit, so that cardholders can use credit cards beyond the limit. Some can exceed the usage by 65,438+00%, and some by 5%. However, it should be noted that some banks will charge fees for exceeding the use limit.
Industrial Bank Co., Ltd. is one of the first joint-stock commercial banks in China approved by People's Republic of China (PRC) (China) the State Council and China People's Bank. Founded on August 22nd, 1988, and headquartered in Fuzhou, Fujian Province.
Taking customers as the center, Industrial Bank made unremitting efforts to promote product innovation, process optimization and technology upgrading, and formed a professional management system with corporate finance, retail banking and financial markets as its main businesses.
On August 26th, 20021year, Industrial Bank released the semi-annual report for 20021year. According to the announcement, Industrial Bank achieved operating income of108.955 billion yuan in the first half of the year, an increase of 8.94% year-on-year; The net profit attributable to shareholders of the parent company was RMB 4,065,438+0.10.2 billion, up by 23.08% year-on-year.
Industrial Bank is one of the first joint-stock commercial banks in Chinese mainland approved by People's Republic of China (PRC) the State Council and China People's Bank. Founded in August 1988 and headquartered in Fuzhou, Fujian Province, it was listed on the Shanghai Stock Exchange on February 5, 2007 (stock code: 60 1 166) with a registered capital of190.52 million yuan.
2065438+On September 3, 2009, Industrial Bank announced that the board of directors of the company recently received Gao Jianping's resignation letter, and Gao Jianping offered to resign as chairman, director and chairman and member of the strategy committee of the board of directors due to his working age. The resignation letter shall take effect as of the date of delivery to the board of directors.
2065438+July 2009, Industrial Bank Guangzhou Branch issued blockchain electronic invoices for Guangzhou Hyundai Department Store Co., Ltd., which marked the first third-party invoice service platform for the "tax chain" blockchain electronic invoices of Guangdong Provincial Taxation Bureau in the financial industry.