Many people use credit card bill installments in order to reduce their burden when paying off their credit cards. But if I no longer want to use bill installment, can I cancel it? Next, I will answer this question for you. Generally speaking, credit card bill installment cannot be canceled after application, but it still needs to be considered according to the specific situation, but there are basically two situations:

1. The application is not processed before the cardholder submits the credit card to the bank. Generally speaking, it will take some time after you apply for bill installment. The bank will investigate the cardholder's card usage during this period, and the results of the investigation will determine whether to approve the cardholder's application. During this period, cardholders can call the bank's credit card customer service and request to cancel the credit card bill installment.

2. The application has been processed. When the cardholder's bill installment application has been processed and passed the bank's internal review, then unfortunately, the credit card bill installment application cannot be canceled. Although credit card bill installments cannot be canceled, and installment fees will also be charged. But if you want to end the installment, the only way is to pay off the installment principal and all handling fees in advance. The installment handling fee includes the handling fee for subsequent installments. Even if the installment is ended early, most banks will not reduce the handling fee. If the cardholder wants to end the installment early, he can call the bank's credit card customer service to apply for early repayment, and then just pay off the principal and handling fees. The above is the relevant content brought to you. For credit card bill installments, once the application has been processed by the bank, it cannot be canceled, and the number of installments, handling fees, etc. cannot be changed. I would like to remind everyone that before making a credit card installment, you must consider your own situation and do not make a blind choice.