1. If it cannot be repaid in full after cash withdrawal, it can be repaid according to the minimum repayment amount. From the date of cash withdrawal, you should charge 0.05% interest per day. The minimum repayment amount is: 65438+ 00% of the current overdraft withdrawal amount+unpaid amount of last month+interest and expenses of this month.

Guangfa Credit Card charges a handling fee, which is at least 2.5% of the withdrawal 10 yuan. The handling fee for taking 17000 is 425.

Your monthly minimum amount is =17000 *10%+17000 * 0.05% * 30+425 = 2380.

2. The minimum repayment amount will not affect the personal credit record. It's best to pay attention to the statement of each period with the minimum repayment amount, which is listed above. You can also call the customer service telephone number of Guangfa Bank 95508.

3. Holding a credit card, regardless of consumption or cash withdrawal, requires that the repayment amount on the last repayment day of each month must not be lower than the minimum repayment amount, otherwise once a bad credit record is generated, it will be difficult to apply for credit cards and loans in the bank in the future.

I hope I can help you. If you are satisfied, please adopt it.