1, card condition
Applicants should be 18~60 years old (foreigners 25~60 years old), have certain economic ability and good credit record. Please refer to the actual audit of our credit card application results.
2, the required information
Copy of our credit card application and ID card (foreigner: passport and residence permit or employment certificate; Taiwan Province people: Taiwanese certificate, employment certificate; Hong Kong and Macao people: Home Visit Permit and Employment Permit/Residence Permit) and the work certificate issued by the unit.
In addition, it is helpful to improve the credit limit by providing the following information, such as: a copy of the running list of China Merchants Bank's savings account in the past three months; Original proof of asset balance of wealth management account opened by China Merchants Bank; A copy of the property ownership certificate (including my name)+a copy of any water, electricity and coal invoices of the property in recent 3 months; A copy of my driver's license.
Extended information: Personal cardholders can also apply for supplementary cards for specific natural persons with full capacity for civil conduct or natural persons with limited capacity for civil conduct. Supplementary card application materials must be confirmed by the main card holder by personal signature, customer service telephone recording, electronic signature or the way recognized by both the cardholder and the card issuer. The main cardholder can apply for cancellation of the supplementary card at any time.
The vice cardholder and the main cardholder share the same account credit line, and the main cardholder can set the usage limit of the vice card in a billing cycle within the account credit line. All transaction funds and corresponding interest and expenses of the main card and the auxiliary card are recorded in the same account, and the cardholder of the main card is responsible for all debts incurred under the main card and the auxiliary card.
Domestic financial institutions that open a basic deposit account can apply for a business card to the card issuer with the basic deposit account account opening permit issued by the People's Bank of China (if they need to apply for an international business card, they must also have a foreign exchange settlement account). The qualification of the cardholder of the unit card shall be designated and revoked by the unit in writing. The applicant shall bear all debts arising from the unit card according to law.
China Merchants Bank-Card Conditions and Required Information