Credit card holders of China Merchants Bank can use their credit cards in foreign currencies in consumption abroad, which is a normal demand for credit card consumption transactions, and may be caused by factors such as the need for cardholders to travel abroad, work abroad or study abroad. And this kind of credit card foreign currency transaction can be completed without US dollar bills.

As long as the credit card holders of China Merchants Bank have opened the function of recording foreign currency consumption in RMB, any foreign currency transactions will not be recorded in US dollars, but will be directly and automatically converted into RMB, and the exchange rate will be the exchange rate on the accounting day.

As for the opening of the above functions, you need to log in to China Merchants Bank credit card online banking, click repayment management, and then click RMB automatic foreign exchange purchase to open it.