1, online shopping by installment:
There are often the following reasons for the failure of credit card online shopping in stages:
A. the online payment function is not enabled on the credit card.
B. The purchased product exceeds the online transaction payment limit. You can select "Card Limit" to view or set it.
C. If the quota is insufficient, the installment quota shall be greater than the total product price. You can repay in advance, or you can try to apply for withdrawal.
D. If you don't remember the password, you can reset it.
Tips: The success of staging is subject to the review of the credit card center.
2. Payment by installments:
Transactions that cannot be paid in installments include:
A. The previous bill was not paid off in time and accumulated to the current bill;
B. Annual fee, interest, liquidated damages and other credit card fees;
C cash in advance (including pocket withdrawal), installment payment, real estate transaction, pre-authorization, etc.
Tips: If the above situation cannot be divided into stages, I suggest you contact the credit card center. ?
3. Store staging:
Credit card store installment payment failure generally has the following reasons:
A. The goods you bought exceeded the limit of available credit cards. I suggest you check the available credit card limit and whether there is a "card limit";
B. If the installment amount is insufficient and the installment amount is greater than the total product price, you can repay in advance or try to apply for withdrawal;
C. If you can't remember the inquiry password and transaction password, you can reset them.
Tips: The specific failure reason is still subject to the credit card center audit.
4. Cash installment:
If the cash installment fails, it is recommended that you keep the good habit of using your card and repaying money for more than 6 months before applying for cash installment. The actual audit results are based on your comprehensive scores at that time.
(Response time: May 25, 2020. Please refer to China Merchants Bank official website for the latest business changes. )