1. There are several possibilities for automatic credit card deduction:

1. After overdraft consumption, it will be automatically deducted from the balance on the repayment date;

2. The credit card used requires an annual fee, which will be automatically deducted from the balance when it expires;

3. If you have opened some banking services, and the payment is automatically due, it will also be deducted from the balance; For example: SMS reminder service.

If automatic deduction occurs, you need to check the bill: if you need to check the details of the past 12 months, you need to log in to his online bank to check. The specific steps are: Online Banking - Credit Card - Credit Card Inquiry - Just check the bill after it has been issued.

If you still have questions after checking, you can also call the service hotline of the corresponding bank to provide feedback. The customer service can further answer your questions based on your actual accounts.

2. Credit card repayment rules:

1. After handling the installment repayment business, when you pay off in advance, the interest generated in each installment also needs to be repaid. In other words, the handling fee for each installment of early repayment of credit card installments will not be canceled immediately due to early repayment. If you only pay off the amount after the repayment date, the bank will charge relevant handling fees and interest on the next repayment date. That is, the amount will still be deducted even after the balance is paid off.

2. Annual fees are one of the sources of income for credit cards issued by banks. Any credit card will generate annual fees. The essence of annual fee exemption is that the bank will compensate the annual fee when the cardholder reaches a certain amount or number of times! Therefore, the bank will still deduct annual fees for credit cards that have not been used for a long time but have not been canceled, resulting in a situation where money will be deducted even after paying off the card. Credit card cancellation must be thorough. In addition to canceling the card, you must also cancel the account!

3. In an era where there are more and more cases of credit card fraud, you cannot ignore the risk when there are any suspicious deductions from your credit card! It is also very simple to eliminate it. Just check the consumption records in the bill, including POS machine, consumer merchant information, etc. If there is any problem, contact the bank immediately to freeze the account. After the new credit card regulations, you can get reasonable compensation even if your credit card is stolen, so you must not let it go.

Third, the bank card automatically deducts money. The inquiry methods mainly include online inquiry and bringing the bank card and ID card to the bank for consultation. The details are as follows:

1. Go to the bank branch Bring your ID card and card to inquire

2. Open online banking, and there are very detailed income and expenditure details in the account transaction details

Operating environment: Agricultural Bank of China 6.7.0

Reasons for bank card freezing

1. The bank card is a credit card (credit card). If it is frozen, it may be due to abnormal transactions on the credit card, such as malicious cash withdrawals, forged information, If the password is continuously incorrect, the bank card may be frozen by the bank

2. For bank cards that can be overdrafted, the bank will set an overdraft share based on the actual repayment ability. When the overdraft exceeds the share, the bank will immediately freeze your card. Bank card

3. The bank card is a debit card. If it is frozen, one is a wrong account freeze, which means that the bank mistakenly transfers more money to the depositor's account during the transaction, then the bank may One way to freeze many parts is judicial freezing. According to the relevant provisions of the law, judicial authorities can apply to banks to freeze bank cards due to the need to handle cases. Customs, tax authorities and other departments also have the right to freeze

4. No matter what bank card it is, if you enter the password incorrectly three times in a row, the bank system will automatically lock the bank card password, which is similar to freezing, but instead of freezing it for 24 hours, it will be automatically lifted after 5. Bank If your card expires and you do not apply for a new one, the bank will freeze your expired bank card after expiration

6. If the bank card is reported as lost multiple times in a row, the bank will consider it as malicious and will suspend the card. Freeze