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Alipay has added a credit card, but there is no credit card option when setting the default payment method.
1. After opening Alipay APP, enter Alipay main interface and click Me in the lower right corner of the page;

2. Click "My" in the lower right corner of the page, and then click "Settings".

3. Click Settings, and then click Payment Settings;

4. Click on the payment settings, and then click on the deduction order;

5. Click on the debit card order, and all the bound bank cards and credit cards will pop up on the page. Choose a credit card. After selection, a downward arrow and an upward arrow will appear behind the credit card. Click the upward arrow;

6. After clicking the up arrow, the credit card will be ranked first, thus setting the credit card as priority payment. In the future, every shopping will be paid by credit card by default.

Credit card is a non-cash transaction payment method and a micro-credit payment tool provided by banks to users. The earliest credit card appeared at the end of 19.

Credit cards are divided into credit cards and quasi-credit cards, which provide settlement services, facilitate shopping and consumption, and enhance security; Simplify the collection procedure and save social labor; Promote commodity sales and stimulate social demand. Credit card is a special card issued by banks or other financial institutions to people with good credit, which is used for shopping and spending at designated merchants or depositing and withdrawing cash at designated banking institutions. It is a special kind of credit certificate.

① Credit card is one of the fastest-growing financial services, and it can replace the traditional cash circulation in a certain range;

② Credit cards have both payment and credit functions. Cardholders can use it to buy goods or enjoy services, and they can also use credit cards to obtain certain loans from card issuers;

Credit card is a high-tech product integrating financial business and computer technology.

Credit card can reduce the use of cash and currency;

⑤ Credit card can provide settlement service, which is convenient for shopping and consumption and enhances the sense of security;

⑥ Credit card can simplify the collection procedures and save social labor;

⑦ Credit cards can promote commodity sales and stimulate social demand.