All transaction funds of the secondary card and corresponding interest and expenses are credited to the account of the primary card, and the cardholder of the primary card bears all repayment responsibilities; The main cardholder and the supplementary cardholder with full capacity for civil conduct shall be jointly and severally liable for the debts owed to the bank, while the supplementary cardholder with limited capacity for civil conduct shall only be liable for the debts incurred by the supplementary card held by him.
Article 7 Where an organ, group, army, enterprise, institution or other organization (hereinafter referred to as a unit) opens a basic deposit account in a domestic financial institution, it may apply for a unit card with the basic deposit account Account Opening Registration Certificate and relevant supporting documents approved by the People's Bank of China. The cardholder of the unit card shall be designated in writing by the legal representative (person in charge) of the unit or its authorized agent. All the transactions of each cardholder and the corresponding interest and expenses are credited to the Longka credit card account of the unit, and the unit is responsible for repayment. The unit may apply to cancel the cardholder qualification or change the cardholder at any time.
Article 8 Applicants applying for Longka Credit Card must agree to abide by the Articles of Association, fill in the application form correctly and completely, provide relevant certification materials required by the bank, and submit them to the bank for review. The applicant shall be responsible for the authenticity of the application form and the contents of the certification materials.
Article 9 A bank shall examine the applicant's credit standing according to the application form and supporting materials submitted by the applicant. The bank may also require the applicant to provide the guarantor's guarantee, pledge guarantee or deposit a certain amount of deposit. In the case of pledge guarantee, the pledge is limited to the national debt or time deposit certificate issued by the Bank and other pledges recognized by the Bank.
Article 10 When applying for a business card, the bank shall verify the total credit amount according to the applicant's credit status, and the credit amount of each cardholder shall be determined by the applicant within the total credit amount and approved by the bank; For those who apply for a personal card, the bank will verify their credit limit according to the credit status of the main card applicant. For those who apply for supplementary cards, the supplementary card holders will share the credit limit or the main card holders will determine their credit limit separately within their own credit limit. The Bank will open RMB and/or foreign currency accounts for cardholders, and the types of foreign currency accounts that cardholders can open will be designated by the Bank.
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