Can I use a credit card to scan the QR code to pay? From what we have learned, there are two types of QR code payment: primary scanning and QR code scanning. Whether you can use a credit card mainly depends on the situation. 1. Main scan: that is, we use our mobile phones to scan the QR code given by the merchant through the code scanning software. If the merchant's QR code is the kind of code scanning sticker provided by UnionPay, as long as your mobile phone has a credit card bound to it, Generally, you can pay by credit card. However, if it is a merchant’s personal QR code, it is a scan-code transfer and cannot be used with a credit card. 2. Being scanned: that is, we show the QR code to the merchant, and the merchant takes out the code scanning gun to scan the code. In this case, you can also pay with a credit card. In advance, you show the QR code for credit card payment. If not, You can set it up yourself.
Is it safe to scan the QR code to pay with a credit card? Generally speaking, the security of primary scanning is relatively low, because you don’t know whether the QR code provided by the merchant is risky. If the QR code contains a phishing website or the like, your mobile phone will be exposed to a very dangerous environment. middle. If it is scanned, the generated QR code is random and can change, so the security is relatively high.
However, there are no absolutes. What we have to do is to try to eliminate any security risks. This requires doing the following when scanning QR codes: 1. Use regular QR code scanning products. For example, bank QR code scanning products, as well as using Alipay, WeChat QR code scanning, etc. 2. If possible, try to use the scanning method, that is, we show the QR code to the merchant and let the merchant scan the code with a code scanner; 3. Do not scan the QR code of unknown origin, especially the kind that scans the code to send gifts. Yes, don't try it easily, don't be greedy for small things and lose big things. All in all, you can use credit cards to pay by scanning QR codes in some places, but it is recommended that before scanning the QR code, ensuring the security of the payment environment is the first priority.