Negative news about stolen credit cards is common these days. I always feel that I am far away from myself. Coco used to think it was a rare item, until some time ago a friend around me actually encountered a scam.

Ah! Criminals are everywhere! Some people are always racking their brains to get something for nothing! Damn it, I should go to hell!

There is a problem here, the withdrawal password and the consumption password. Do all your friends use the same one?

If the answer is yes, it is not very safe!

The bank’s advice is: it is best to change your password every once in a while. It is generally safer to update your password once every three months or six months!

At the same time, you can also limit the daily ATM withdrawal limit to ensure the safety of using the card. It can be set through the official website, WeChat platform or each bank's customer service.

In addition, what other methods can we use to protect our credit cards from being stolen?

After research, coco learned the following points. Friends can add more if they know more!

Pay special attention to the security of your credit card when withdrawing money and swiping your card, especially through POS card swiping machines. Be sure to pay more attention to whether the surrounding environment is safe. For example, are there any additional devices or cameras on the ATM machine? (Generally, bank ATMs also have small notes posted on them to remind you not to listen to the bank’s advice.) Are there any abnormalities or signs of alteration in the card slot or cash outlet? Are there any strange-looking people around? When entering the password, do you cover it with your hands? Wait a moment.

Try to activate consumption reminders or SMS reminders for balance changes. Once you find any abnormalities, you can report it to the bank where your bank card is located as soon as possible.

All banks provide stolen card protection within 48-120 hours before reporting loss (different banks). At present, most domestic banks provide customers with lost card protection, with the maximum limit being more than 5,000 yuan, usually between 10,000 and 50,000 yuan. Once you find that your credit card has been stolen, you can report the loss to the bank as soon as possible, freeze the account, and report the crime to minimize the loss.

In addition, many news and methods on the Internet teach us to learn to collect our own alibi when our credit card is stolen. Especially when my credit card was stolen from another place, I didn’t leave the place at all, so the alibi was very important!

How to do it?

Hurry to the nearest branch and deposit a small amount of money, such as 100 yuan, into your unusual credit card. Then get the deposit receipt and report it.

If the cardholder can have sufficient evidence to prove that he is not at fault, the stolen card was cloned because of stolen information, and the bank itself cannot identify the cloned card, or the merchant fails to identify the differential signature, Courts generally award full compensation to banks and merchants.

That way, the poor guy who was stolen from can pursue his losses!

img src=' /large/3e 60002 FAA a9 C1 d 4d 50 '/Related Q&A: How to change credit card password

1. Change it at the bank counter. This is the most common way to change passwords. Users can bring their ID cards and credit cards to the bank counter to change them. However, relatively speaking, this method is more cumbersome and wastes a longer time.

2. Log in to online banking or mobile banking to make changes. This method of changing passwords is relatively convenient. However, the premise is that the user needs to open online banking or mobile banking, and after logging in, find the option to change the password and modify it.

3. Modify the ATM machine. Similar to debit cards, credit card passwords can also be changed through bank ATM machines. This method is also relatively simple and easy to operate. Users can bring their cards to the corresponding ATM machine for modification.

4. Call the bank’s customer service hotline to make changes. There is the bank's customer service hotline on the back of the credit card. Users can call this number and change their password according to the relevant prompts. This is a relatively convenient way.

If the user wants to change the credit card password, he can use the above methods to change it.

Each user can choose a modification method that suits him or her according to his or her actual situation.