1. the credit card consumption of our bank accumulates points, and one point is accumulated for every 2 RMB /2 USD for a single consumption, and the points are permanently valid. Points cannot be combined with others. (The rules for the accumulation of points are the same for the consumption of funds deposited in the card); 2.AE American Express Card Points, Car Card Points, Jiuyou Card Points, Happy Card Points, Warcraft Card Points, FAW Toyota Card Points, QQVIP Card Points, City Card Points and Thinkpad Card Points will be merged into China Merchants Bank Credit Card Points according to the ratio of 1:1; 3. The accumulated points rules for car cards and city cards remain unchanged: you can still get .5 times the gift points and keep them valid for 3 years; After the merger, customers can check the points that will expire in half a year through online banking, mobile banking and the official life channel of credit card APP. 4. Aviation co-branded credit cards, with a single consumption of RMB/USD 2 in 18 yuan, and a single consumption of ANA co-branded cards with a single consumption of RMB 2/USD 2. The validity period of consumption mileage shall be subject to the announcement of the partner. 5. When the credit card points of China Merchants Bank are accumulated by Zunshang Platinum Installment Card, double points will be given back according to the automatic installment amount of customers (generally, credit card consumption will no longer accumulate points), that is, two permanent points of China Merchants Bank will be accumulated for every 2 yuan of automatic installment amount, and the original transaction of general credit card consumption will no longer accumulate points. Points can be exchanged for platinum value-added service rights, ordinary points products, platinum exclusive points products and store points redemption products in other card centers.