Three reasons why the credit card application cannot be processed:

1. Reasons for the applicant’s basic information

1. Unable to confirm or not signed by the person; 2. Application form The signature does not match the certificate; 3. The signature on the application form does not match the regulations; 4. The application form is signed and has not been signed; 5. The information is unknown and will not be provided; 6. The family is unknown and will not be provided; 7. The salary unit information is unknown and will not be provided. ;8. The contact information is unknown and not provided; 9. The application form or application materials cannot be read and have not been supplemented; 10. The information is insufficient and the documents have not been supplemented; 11. The applicant's relevant information is insufficient and the information has not been supplemented on time; 12 , the applicant’s age does not meet the requirements; 13. The applicant does not have a local household registration and the comprehensive conditions do not meet the standards; 14. The non-local household registration does not have a house and the self-purchased house does not meet the standards; 15. The unit does not meet the regulations and the position does not meet the regulations; 16. The applicant has no job and No stable source of income; 17. The applicant is an employee in a restricted application industry; 18. The applicant does not meet the card application standards for military personnel; 19. The applicant is a foreigner; 20. The applicant’s identity document type does not meet the regulations; 21. The document is invalid Or the validity period does not meet the regulations; 22. The applicant for the supplementary card does not meet the regulations; 23. It is deactivated.

2. Reasons for the applicant’s credit status

1. The applicant applied repeatedly; 2. The applicant’s unit filled in did not find this person; 3. The applicant has already transferred from the unit he filled in. Resigned; 4. The applicant's job is part-time; 5. The applicant's job is unstable; 6. The applicant's job changes frequently; 7. The applicant's income is unstable; 8. The applicant is a small business owner and the company has been established for a short time; 9. The applicant Already holds multiple credit cards from other banks; 10. The applicant’s work unit information is inconsistent with the review and there is no reasonable explanation; 11. The applicant’s social security is not normal; 12. The social security record is inconsistent with the application form and there is no reasonable explanation; 13. The applicant The unit cannot be verified and confirmed; 14. The applicant's unit has not been registered or has been canceled or has not been reviewed annually; 15. Negative information about the unit; 16. According to the credit investigation, the applicant's comprehensive conditions are poor and the risks are uncontrollable; 17. The applicant There are bad records; 18. The applicant has bad personal loan payment records in our bank; 19. The applicant has bad repayment records on other bank credit cards; 20. The applicant has bad records in the personal credit system; 21. The applicant’s unit is in The tax bureau has bad records (private business owners and legal persons); 22. The applicant's unit has a record of evading bank debts (private owners and legal persons); 23. There are doubts about the applicant's credit report; 24. Deactivation; 25. Forged identity certificate; 26. Forge real estate certificate; 27. Forge driving license; 28. Forge other documents; 29. ??Steal other people’s ID cards and make counterfeit applications; 30. Import documents through illegal intermediaries; 31. The applicant has many public and private payment arrears. 32. The applicant cannot be contacted; 33. The applicant cannot be contacted within the valid credit reporting period (three times in three days); 34. The contact information provided by the applicant is invalid; 35. The applicant does not cooperate with the credit investigation; 36. If family members or contacts provide negative information or suggestions about the applicant, the application will not be processed; 37. The applicant has a criminal record.

3. Other reasons

1. The contact person does not know or is unwilling to be a contact person. 2. The applicant’s relatives registered in other places cannot be contacted. 3. The contact person does not meet the requirements. 4. The card type and limit approved by our bank did not meet the applicant’s requirements, and the applicant refused to accept it. 5. The applicant’s place of work and residence are not in cities where our bank has branches, and the risks are uncontrollable. 6. Applicant’s health reasons. 7. The applicant does not meet the approval conditions for collective card application, project card application or personal verification and personal visit. 8. The original document is not verified or signed by the verifier. 9. The incoming channel is unclear and the authenticity of the information cannot be determined. 10. The card cancellation interval does not comply with the card issuance regulations. 11. Disable.