Very convenient. China Merchants Bank Credit Card announced that it will issue innovative card products with credit growth functions for campuses. Cardholders can store value for consumption and accumulate credit. After employment, they can release credit limits and make overdraft consumption by switching cards. This move aims to popularize the concept of credit management among college students, enhance the credit awareness of the younger generation, and lay a foundation for college students to enjoy China Merchants Bank's high-quality consumer credit services in the future.
The campus version of the credit card does not currently have limit and consumer credit functions. It needs to be stored before use. Students can transfer the card after formal employment to obtain a higher credit limit. The credit growth plan launched with the card encourages college students to accumulate personal credit in advance by completing "tasks". After they are officially employed, their credit limits and consumer credit functions will be "unblocked" based on the completion of the "tasks".
This innovative plan draws on the rule design of the game to enhance the fun and participation, and will help college students understand the necessity and importance of credit accumulation.