Can credit cards be used for Alipay payment?
Alipay can be used for credit card payments. When making a payment, the user can click the payment method on the payment interface, select the credit card bound to the user, and make the payment. If there is no credit card bound and you need to choose to use a new card to pay, click Add Bank Card to make the payment.
Not all transactions support credit card payment, users need to refer to the page prompts. There is a limit for credit card payment. Different payment methods have different payment limits. Users need to refer to the page display.
Alipay also supports international credit card payments. Users can pay with international credit cards, and Alipay supports Visa, MasterCard and JCB cards issued by card issuers around the world (except Washington State, USA). When buyers use international credit cards to pay, Alipay will charge a uniform 3% of the transaction amount as a service fee.
Dual-currency cards and single-currency cards issued in mainland China do not fall into the category of international credit cards. Mobile Alipay only supports Visa and MasterCard credit card payments. If users want to use JCB cards for consumption, they need to log in to Alipay on the computer to make payment.
When using Alipay to pay with a credit card, the card-issuing bank may charge additional handling fees. The handling fee standards are based on the bank's charging standards. Users need to contact the credit card center of the card-issuing bank to learn the specific charging standards.
Can I pay with a credit card after binding a credit card to Alipay
Credit cards can be used for payment, but the payee needs to open a credit card collection business, otherwise the credit card cannot be used to pay.
The steps to bind a credit card to Alipay are as follows:
1. Open the Alipay app, log in to your Alipay account, and click on bank card management;
2. Enter the bank card interface. Click "Add Bank Card";
3. Enter the bank card according to the prompts and the phone number reserved by the bank;
4. Send the verification code information and enter the binding number in the verification code filling box. Bind the verification code received on your mobile phone;
5. Then you can pay with a credit card.
Extended content:
Nowadays, the use of credit cards is becoming more and more common. Credit cards have many preferential activities, and many times if we need money urgently, we can also use credit cards for emergencies. Nowadays, due to the popularity of Taobao and Alipay, it is commonplace for a mobile phone to replace a wallet. Let’s take a look at how to transfer credit card money to Alipay.
1. First of all, we need to have a credit card and an Alipay account. The credit card can be applied for at the bank. An Alipay account will be opened at the same time when we register a Taobao account. Here I take CCB credit card as an example. We first log in to CCB Personal Online Banking.
2. Then click on the credit card and cash transfer options. All credit cards here now allow you to withdraw cash, but the withdrawal limits vary. Some banks offer the full amount, some half the amount, and some may be several thousand, depending on your personal credit situation.
3. After entering the cash withdrawal page, we can fill in the form that appears. The amount that can be withdrawn will be displayed here. All we have to do is to add the credit card to our online banking first. Just manage.
4. What should be noted here is that there is interest. Different from ordinary card consumption, cash withdrawal here is a low-interest loan, so the interest rate varies from bank to bank, but it is basically the same. Except for the interest, There will also be a handling fee, usually 1%, so please pay attention to these things when proceeding.
5. After completion, our bank card will receive the withdrawal amount in about 10 minutes. Now, we can transfer the money to Alipay. We log in to Alipay and click on recharge.
6. Then you will enter the recharge page. Here we can fill in the information as needed. After completing the filling, we will see the amount of our recharge displayed in the Alipay balance. Here we can put it in Yu'ebao or just Alipay account.
7. In addition to cash withdrawal, are there any other methods? After all, cash withdrawals will incur handling fees and interest, and the other way is to use a POS machine. We are required to have merchant qualifications here. If your relatives or friends are merchants, then you can use his POS machine to help you. After withdrawing the money, transfer it to Alipay.
Of course, we do not advocate this approach. The country currently prohibits POS machines from cashing out.
Can I use a credit card with Alipay except for recharging?
With the continuous development and innovation of the mobile Internet, mobile payment scenarios have been effectively popularized, and the online payment function allows people to "Cashless" transactions when going out for shopping become possible. By binding bank cards to various online payment wallets, such as Alipay, WeChat, JD Wallet, etc., consumers can make quick payments. Many card friends have questions and often encounter situations where sometimes Alipay cannot pay with credit card, and sometimes it can. So, can Alipay be used with credit cards?
Alipay can use credit cards
In fact, in most payment scenarios, payment can be made through the credit card bound to Alipay. However, since 2012, Alipay has closed the credit card recharge business. , but the payment business will not be affected and can still be used.
1) When shopping at stores with small credit card logos, you can use Credit Card Express (including card)/online banking for large credit card payments;
2) When shopping at other stores, you can use credit cards Quick (including cartoon)/online banking for small credit card payments.
Alipay credit card payment limit
1. Credit card quick payment
Among them China Merchants Bank, Bank of China, Industrial and Commercial Bank of China, China Construction Bank, Agricultural Bank of China, Ping An Bank, Guangfa Bank, Industrial Bank, Minsheng Bank, Everbright Bank, and Bank of Communications can make large-amount payments;
Small-amount payments are applicable to all banks.
2. Credit card online banking payment
China Merchants Bank, Bank of China, China CITIC Bank, Industrial and Commercial Bank of China, Bank of Communications, China Guangfa Bank, Industrial Bank, China Everbright Bank, Ping An Bank, China Construction Bank, Shanghai Pudong Development Bank Banks and Bank of Shanghai can make large-amount credit card online banking payments;
If cardholders want to pay with credit cards through Alipay, then just bind their credit cards to Alipay. If you encounter situations where you cannot pay with credit cards, The situation is normal, please switch to a debit card to pay! Alipay has bound a credit card. You can use Alipay to repay the credit card. You can also use credit card to pay for things on Taobao and Tmall. It is very convenient.
Can I use a credit card to bind Alipay?
Alipay can be linked to a credit card.
2. Bind Alipay to a bank card. The operation process is as follows:
First log in to your Alipay;
Click on mine
Click My - bank card;
Click the plus sign in the upper right corner to add a bank card;
Enter the name of the bank and account holder, and the bound mobile phone number;
After filling in the correct verification code, the binding will be displayed successfully.
Can Alipay be used for credit card payment?
Alipay can be used for credit card payment. Prepare an iPhone 8 phone.
1. Open your iPhone 8 phone and find Alipay. On the Alipay homepage, click the payment option.
2. The default page that comes out is Yu’E Bao payment, then click Yu’E Bao below.
3. An option to select the preferred payment method will pop up, and then click to add a credit card.
4. On the page to add bank card information, enter the cardholder and credit card number, and then click Next.
5. Enter the validity period and mobile phone number on the page where you fill in the bank card information, and then click Next.
6. On the page to verify your mobile phone number, click the option on the right, a verification code will be sent to your phone, enter the verification code, and then click Next.
7. Finally, the credit card payment is added, and future payments will be paid by credit card first.
That’s it for the introduction of whether Alipay can be paid with a credit card.