Card swiping funds can only be used to offset the principal part of the transaction amount of the designated transaction, and may not be used to offset the interest, handling fees and other transaction principals under the cardholder's Bank of Communications credit card, nor may Used to offset any amounts due from the cardholder. Do you know what other rules it has? Let’s take a look.

Bank of Communications Card Credit Usage Rules

1 The specific validity period, available scope and other special rules for each card credit are the terms and conditions of designated activities for giving away card credit. According to the detailed rules, the credit card credit can be used to offset all or part of the card holder's credit card account with the credit card credit within the validity period of the credit card credit.

2 The credit card must be used within its validity period. The specific usage time shall be subject to the transaction time of the designated transaction recorded in the Bank of Communications system. If the credit card credit remains after the expiration date, it will be automatically invalidated.

3 The use of card credit will be automatically carried out when Bank of Communications performs background accounting for the designated transaction, and the deduction amount will be in the form of a return transaction that is fully or partially offset with the transaction principal of the designated transaction. It will be credited to the cardholder's account within three days after the designated transaction is credited.

4 Card swiping bonus is a reward right given to cardholders by Bank of Communications. It should not be regarded as cash or cash rights under any circumstances. It cannot be transferred, traded or cashed, and will not be used against cardholders. Any change or impact on a person’s credit limit, available limit, account balance, etc.

To sum up, here are the rules for using the four-point credit card. If you want to see all the details, you can check them at the Bank of Communications. I hope the above answers will be helpful to everyone.