If you need to open an all-in-one card account: Chinese citizens who are over 16 years old and living in the country can go to any counter of China Merchants Bank to open an account with the original ID card of the People's Republic of China or the original temporary ID card. (Note: Changsha Branch does not currently support account opening with temporary ID cards). In principle, the account opening application should be handled by yourself. If you have special circumstances and are unable to go to the branch, we recommend that you contact the handling branch to verify whether it supports the agency and the information required for the agency. In some cities, you can also apply for M+ card or business card online. Please click here/cmbO2O/CardsGather.aspx?fromweb=01130001001000037002 to learn more.