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Is Shaanxi Credit Cooperatives e-loan an online loan?
Citizen e-loan of Shaanxi Credit Union is not an online loan. The full name of Shaanxi Credit Union is "Shaanxi Rural Credit Cooperative", and Citizen e-loan is a loan launched by this institution.

: Shaanxi Credit Union Credit Card

Fuqin Card is approved by China Banking Regulatory Commission and issued by rural credit cooperatives under the jurisdiction of Shaanxi Province with "UnionPay". The marked RMB debit card has the functions of cash deposit and withdrawal, transfer settlement, balance inquiry, information inquiry, ATM withdrawal, POS consumption and so on. The card can be used to withdraw cash from all ATMs with UnionPay logo, and all rural credit cooperatives in the province are exempt from handling fees for deposits and withdrawals, and the charges for ATM inter-bank withdrawals and transfers in the same city are the lowest in the province. Let customers feel the convenience of "Fuqin Card" without annual fee, and cardholders can enjoy the best financial services.

1. Fuqin Jiale Card

"Fuqin Jiale Card" is a series of products of Shaanxi Credit Union Fuqin Card, which is a RMB debit card with the logo of "UnionPay" issued by rural credit cooperatives under the jurisdiction of Shaanxi Province, and has the functions of cash deposit and withdrawal, transfer settlement, information inquiry, POS consumption, credit loan and repayment of principal and interest.

the biggest advantage of jiale card is that the loan can be handled within the credit line and the loan principal and interest can be repaid at the counter of any business outlet of the credit cooperatives in the province according to the management principle of "once approval, loan with use, balance control and revolving use", and the loan interest can be charged according to the practical loan amount and term. Jialeka has the advantages of simple loan, no guarantee, favorable interest rate, free annual fee and perfect function, and is favored by our customers.

second, Fuqin Apple Card

Fuqin Apple Card is a co-branded card which is jointly issued by Shaanxi rural cooperative financial institutions and Shaanxi Apple Electronic Trading Market Co., Ltd., and loaded with the membership service function of Shaanxi Apple Electronic Trading Market based on Shaanxi Credit Cooperative Fuqin Card.

on December 23rd, 29, Shaanxi Fuqin Apple Card, the first financial co-branded card of China agriculture jointly issued by Shaanxi Rural Credit Cooperative Union and Shaanxi Apple Electronic Trading Market Co., Ltd., was launched in Baishui County, the hometown of apples in China. Bi Genhu, a fruit grower from Xu Cun, Baijingtou, Baishui County, became the first cardholder of this credit card.

as the first agriculture-related apple card in China, this card mainly has the functions of transaction, consumption, withdrawal, deposit, ATM, transfer and micro-credit. Cardholders can deposit and withdraw cash in all banks, credit cooperatives and automatic teller machines (ATMs) in China, handle transfer, settlement, balance inquiry, password modification, telephone inquiry and consumption in special merchants, and also handle cash deposit without cards.

Third, Fuqin Campus Card

Fuqin Campus Card belongs to Shaanxi Credit Cooperatives Fuqin series debit cards. It is a UnionPay standard magnetic stripe debit card issued by rural cooperative financial institutions in Shaanxi Province for students and faculty. Fuqin Campus Card not only has the functions of cash deposit and withdrawal, transfer settlement, self-service deposit and withdrawal, information inquiry, POS consumption and so on, but also supports customers to use it.

The IC card of Fuqin Campus Card deals with related business on campus, and provides certain financial service fee reduction and exemption concessions to Fuqin Campus Card holders.

Fourth, Fuqin Recreation Card

Fuqin Recreation Card belongs to Shaanxi Credit Union Fuqin series debit cards. It is a UnionPay standard magnetic stripe debit card issued by card issuers that offer services such as the collection and payment of new rural cooperative medical insurance, the collection and payment of financial subsidies and the collection and payment of rural public utilities.

apart from the functions of cash deposit and withdrawal, transfer settlement, self-service deposit and withdrawal, information inquiry, POS consumption and so on, Fuqin Recreation Card also provides cardholders with special service functions such as collecting and paying related funds of the new rural cooperative medical system and the new rural insurance, distributing financial subsidies (including financial expenditure funds such as agricultural subsidies and urban subsistence allowances) on behalf of the cardholder, and collecting and paying by rural public utilities, and providing certain financial service fee reduction and exemption concessions to the cardholder.

v. Fuqin VIP Card

Fuqin VIP Card is a series of UnionPay standard Fuqin Card products issued by Shaanxi Credit Cooperatives for high-quality customers, which integrates the functions of identity identification and financial services, and is only issued to individual customers. Fuqin VIP card holders can enjoy priority, preferential and value-added services provided by card issuers, all-round and all-weather financial services, and participate in various activities specially organized for VIP card holders. Fuqin VIP Card is also a standard debit card with all the functions of a debit card.

Fuqin VIP cards are divided into Fuqin Gold Card and Fuqin Diamond Card.