Online loan platforms where you can borrow money with a credit card: these are very easy to borrow!

For those who have cards, if you hold a credit card, you can get more preferential benefits, enjoy various food, drink and entertainment benefits, and you can also use it for emergencies when you are short of money. So what credit card loan platforms are there? Today I will take stock of several products that you can apply for with a credit card.

1. CMB E Loan

Application conditions: You need to have a CMB credit card that is in normal use and has no bad repayment record.

You can flexibly choose the repayment method, in which interest will be charged at a daily rate of 0.5% at any time; if you repay in installments, you will need to bear a monthly fee not higher than the monthly rate.

2. Pudong Development Bank Universal Gold

Application conditions: Hold the Shanghai Pudong Development Bank main credit card, use it normally, and have no bad records.

The loan amount ranges from 1,000 yuan to 300,000 yuan, and the loan period can be selected from 1 to 99 days. Interest is calculated on a daily basis starting from the application date. The standard daily interest rate is days. Each application is repaid. There is a one-time handling fee of 10 yuan.

3. Bank of Communications Angel Loan

Application conditions: As long as you have good credit conditions, you can apply regardless of whether you have a Bank of Communications credit card or not.

The monthly rate of angel loan is the annual actual interest rate and the installment principal and installment handling fee are charged monthly. The minimum monthly installment handling fee for a loan of 10,000 yuan is 35 yuan.

4. Industrial Bank Suixin Loan

Industrial Bank’s credit card short-term cash loan product does not require any collateral and is reviewed quickly. It is relatively easy to apply for Xixin Loan, especially credit card holders with good credit are more likely to be approved. The repayment of Xixin Loan is relatively free, and you can repay monthly or in advance.

What are the credit card loan platforms?

The top 10 formal online loan platforms include Jiebei, Weilidai, Youqianhua, China Post Wallet, Toutiao Anxindai, and Meituan Living Expenses , China Merchants United Futures Loan, JD.com Gold Bar, Suning Financial and Ping An i-Loan.

1. A relatively good online loan platform

1. Jiebei

I believe everyone already knows Jiebei. Jiebei is a credit service under Alipay Brand, the maximum borrowing limit is 300,000, and the daily loan interest rate is 0.015%-0.06%.

The activation of Jiebei is by invitation. You can only activate Jiebei after receiving an invitation. The conditions for activation are 600 Zhima points and Alipay real-name system. Zhima Score mainly conducts comprehensive scoring based on the user's identity information, credit situation, personal connections, repayment ability, etc.

2. Weilidai

Weilidai is an Internet loan product launched by Tencent WeBank. The loan interest is calculated on a daily basis, and the daily loan interest rate is 0.02%~0.05%. Weilidai, like Jiebei, adopts an invitation-based activation method. Users can only activate Jiebei after receiving an invitation from Weilidai. Users can check whether Weilidai is available in their mobile QQ wallet or WeChat Jiugongge. .

I myself had business turnover needs before and used several products. The first one I applied for was Du Xiaoman Youqianhua (formerly Baidu Finance), which has a quota of exactly 10W (the platform supports up to 20W). , the interest rate is also very low (annualized minimum is 7.2%), which is still relatively low. All were proposed and divided into 12 issues.

Baidu Finance is a formal licensed consumer finance company, and there are no fees for the entire application process and payment.

Du Xiaoman-You have money to spend (batch in seconds), click to measure the amount online

Du Xiaoman-You have money to spend, pay special attention to:

1. You have money to spend You should withdraw money as soon as possible after exceeding the limit, because the limit may become invalid after a long time.

2. It is best to withdraw the full amount when withdrawing cash, because I read other people’s posts saying that if you withdraw too little, the system risk control may mistakenly think that you need it (or re-judge that you are not a high-quality customer). If you are rejected during the cash withdrawal process, it is safer to withdraw at least 60%.

After 3 periods, you can choose to settle it in advance. The interest will be paid as long as it lasts, and there will be no loss to us. We must first make sure to pay it forward.

The second one I applied for was 360 IOU. After all, they are big platforms, so I applied first. The limit is 5.5W, and the interest is about the same as having money to spend.

360 IOU can borrow up to 200,000 yuan!

Click to measure the amount online

There is also a trick to apply for 360. After simply filling in the information at the beginning, the amount that comes out is just a basic amount, such as 5000, 1W5, etc. If you feel that the amount is not enough To use it, you can directly apply for the exclusive loan without withdrawing cash. This is a large amount. As long as you have the basic limit, the exclusive loan will definitely be passed and the amount will be greatly increased. Moreover, the exclusive loan supports 24 periods. My basic limit is 9,000, and after upgrading to exclusive loan, it is 5.5W.

3. Youqianhua

Youqianhua is a credit product under Duxiaoman Financial, which provides personal consumption credit services to the public. Youqianhua mainly recommends Manyidai. The maximum limit of Manyidai is 20,000 yuan. The daily interest rate of Youqianhua-Manyidai starts as low as 0.02%. The interest rate on a loan of 10,000 yuan starts at as low as 2 yuan per day. At the same time, when applying, you must ensure the authenticity of the information you provide. Ensuring good credit is also a necessary condition for obtaining a better credit limit.

2. The conditions that need to be met for online loans are:

1. The borrower can provide an ID card.

2. The borrower can provide a residence permit.

3. The borrower is over 18 years old and has full capacity for civil conduct.

4. The borrower can provide personal bank statements.

5. The borrower can provide asset certificates required by other lending institutions.

6. Verify the borrower’s mobile phone number.

7. The borrower can provide proof of loan purpose.

There are more and more online loan platforms, making borrowing money more and more convenient, but it also leads to more and more overdue people. Many friends hate the collection, but there is nothing they can do. After all, they owe money Money, deal with losses first. Even if you want to negotiate repayment, it often fails. In fact, there are skills in negotiating repayment. Using some negotiation skills, the effect may be much better

Here are the popular loan platforms where credit cards are available

Using credit cards to pay, you can To solve the problems in the daily life of cardholders, many young people use credit cards for consumption. If your credit card limit is not enough to meet your consumption needs, you can also apply for a credit card loan with a higher limit. So, what kind of loans can you get with a credit card?

1. Huanbei

Huanbei is a platform that allows you to borrow money with a credit card. The maximum credit limit is 50,000 yuan, and the loan can be repaid in up to 12 installments. However, it should be noted that the limit applied for by Huabei can only be used to repay credit cards, and cannot be used to withdraw cash from bank cards.

2. Hengyidai

Hengyidai is also a platform where you can borrow money with a credit card. The limit can be up to 200,000 yuan, and the loan can be repaid in 12 installments. The loan is issued very quickly. Kuai is relatively well-known among all online credit card loan platforms. There are many people applying and the card acceptance rate is pretty good.

3. Baoyin Consumer Finance

Baoyin Consumer Finance also offers credit card repayment products, so it is also a platform where you can borrow money with credit cards. The maximum limit is 50,000 yuan, and the maximum limit is 50,000 yuan. It can be divided into 12 installments. Like all credit card repayment platforms, the applied limit can only be used to repay credit cards and cannot be used to withdraw cash.

4. China Merchants Bank E-loan

Quality credit card customers of China Merchants Bank can be invited to open e-loan, which can be regarded as an exclusive cash installment product for credit cards, with an exclusive loan of up to 300,000 After the application is successful, the money will be transferred to the debit card, and you can repay it every month, which can be divided into up to 24 months. However, after using it, you will be locked up in a small dark room, and you will no longer be able to apply for cash installments, and you will not be able to increase your credit card limit.

The above are all loans that can be borrowed by credit cards. Card friends can apply for them.

This ends the introduction about which online loans you can get with a credit card and the online loans you can apply for with a credit card. Did you find the information you need?