Persons who have reached the age of 18, have full capacity for civil conduct, have a legal and stable source of income and have a good credit status may apply to Industrial Bank for personal credit cards with their valid identity documents. Industrial Bank will classify applicants according to their work, consumption level, credit rating and other conditions. The bank will decide whether to issue an ordinary card or a gold card after examination.

I. Basic conditions for applying for a credit card of Industrial Bank:

1. The main card applicant must be a domestic person aged 18-60 or an overseas person aged 25-60.

Qualification of supplementary card applicant: the supplementary card applicant must be the parent, brother, sister, spouse or child of the main card applicant, and at least 16 years old.

2. Urban and rural residents who have a fixed occupation and stable income and work in the place where their permanent residence is located;

3. Fill in the application form and sign it at the applicant.

Two. Materials to be provided for applying for Industrial Credit Card:

1, credit card identification document of Industrial Bank

Domestic residents: a copy of the applicant's ID card or military officer's card.

Overseas residents: Hong Kong and Macao residents provide photocopies of passports, Taiwan Province residents provide photocopies of Taiwanese certificates, and other foreigners provide photocopies of passports.

Note: Overseas personnel are registered in other places, overseas personnel apply for jobs locally, and active military officers apply for credit cards in their own names. Some card-issuing banks may require temporary accounts issued by local public security departments or certificates (including work certificates) issued by relevant departments.

2. Work certificate and income certificate

Work certificate: copy of work permit or work identity certificate or original work certificate stamped with the official seal of the unit.

Income certificate: the salary record of the last three months issued by the bank (copy of salary card statement) or the copy of personal income tax withholding certificate issued by the unit or the original income certificate.

3. Other supporting documents

Education, professional title, professional qualification certificate, self-owned real estate license, self-owned car driving license, copy of Industrial Bank's time deposit certificate, telephone number of current residence in the last three months, original water, electricity and gas bills, and other bank credit card documents (original statements of the last three periods).