Is there an annual fee for ems co-branded credit card?
1. The annual fee policy of most banks has not changed. Generally, the annual fee for standard credit cards is around 100 yuan, while for gold cards, the annual fee is around 100 yuan. The fee is generally 200 yuan or 300 yuan. The annual fee for a single-currency card is lower than that for a dual-currency card. The annual fee for supplementary cards is generally half the annual fee for the main card.
2. However, the annual fee standards for credit cards of various banks will vary depending on the card. For example, the annual fee for Shanghai Pudong Development Bank's standard credit card is 180 yuan for the main card and 90 yuan for the supplementary card; the annual fee for the gold card is 360 yuan for the main card and 180 yuan for the supplementary card; and the annual fee for the Pudong Development Bank Shanghai Airlines co-branded card is 360 yuan; as for the Pudong Development McDull series The credit card also displays the sign of “no annual fee for life”. Therefore, even if credit cards are issued by the same credit card center, the annual fee standards will be very different. Cardholders should first ask how high this "potential cost" is when applying for a card.
The ems co-branded card is a bank card jointly issued by the Postal Savings Bank of China and China Postal Savings Bank.
The EMS co-branded card is a national co-branded credit card jointly developed and issued by the Postal Savings Bank of China and China Postal Express Logistics. , including three levels: regular card, gold card and platinum card, covering the two major card organizations, UnionPay and MasterCard.
This product is mainly aimed at overseas consumers, overseas shopping consumers and domestic delivery customers. Card holders can enjoy multiple benefits such as domestic delivery discounts, China Post overseas shopping membership services, and MasterCard overseas consumption cash rebates. .
EMS co-branded card
Card face design:
The card face is designed based on the fast service and wide service area of ??EMS. Through the dotted map, With the streamlined curve and the combination of virtual and real, it intuitively reflects the strong advantages of EMS in terms of wide service range, speed and convenience, and also highlights the concept of global enjoyment with EMS co-branded cards.
Product features:
The service is very comfortable: one account with two primary cards, and enjoy dual benefits from UnionPay and MasterCard
Overseas shopping is worry-free: China Post Overseas shopping provides you with preferential, safe and convenient overseas shopping transfer services
Payment is very considerate: EMS Mastercard can enjoy cash rebates for overseas purchases, up to US$1,000 per year
Shipment Very reassuring: Newly issued cards are shipped by EMS express, free of delivery fees
The annual fee is heart-warming: EMS MasterCard is free of annual fees for life, and EMS UnionPay cards have the same annual fee as standard ordinary cards and standard gold cards. , Dingya Platinum Card
Cash withdrawal handling fee discount: The first domestic cash withdrawal from a local bank in each billing month is free of handling fee
Domestic delivery discount: EMS UnionPay cards can enjoy EMS delivery discounts , regular and gold cards enjoy a 20% discount (maximum discount of 5 yuan per order), and platinum cards enjoy a 30% discount (maximum discount of 8 yuan per order), no more than 12 times throughout the year.
How much is the annual fee for China Postal Savings Card?
1. Annual fee: 125 yuan/year for gold card main card, 60 yuan/year for supplementary card; annual fee is waived for life for regular cards
2. SMS service fee: free for gold card , regular card 3 yuan/month/household
3. Interest-free period: 20-51 days
4. Minimum repayment ratio: 10%
5 .Cash withdrawal handling fee: Domestic, 1% of the transaction amount, minimum 10 yuan, and an additional 2 yuan handling fee for inter-bank transactions. Overseas, 1% of the transaction amount, minimum 20 yuan
6. Late payment fee: 5% of the unpaid minimum repayment amount, minimum 10 yuan
7. Over-limit fee: over-limit fee Limit 5% of the amount, minimum 5 yuan, maximum 200 yuan
8. Bill retrieval fee: copy 10 yuan/copy, original 50 yuan/copy
9. Handling fee for re-sending bills: free within 3 months, 5 yuan/bill for more than 3 months
10. Handling fee for overpayment recovery: domestic, 0.5% of the transaction amount, minimum 10 yuan, inter-bank There is an additional handling fee of 2 yuan. Overseas, 0.5% of transaction amount, minimum 20 yuan
11. Loss report handling fee: Gold card 40 yuan/time; regular card 20 yuan/time
12. Reset password letter Handling fee: 15 yuan/time.
Extended information:
The Postal Savings Credit Card is a RMB credit card and a UnionPay standard card. It has all the functions and services of the UnionPay standard credit card and can be used domestically. It can be used for free consumption outside the country. The card is valid for three years and can have four supplementary cards.
The main pattern of the Postal Savings Bank of China credit card is the Chinese character "ding", the background color of the regular card is blue-green, and the background color of the gold card is golden yellow.
According to statistics, as of October 2010, the business of the Postal Savings Bank of China has fully covered all prefecture-level cities and 2,100 counties, cities and major towns across the country, with more than 4,500 outlets nationwide. This business has been started.
In just a few years, the Postal Savings Bank of China has developed very rapidly. From the launch of its business to October 2010, the Postal Savings Bank of China has issued loans to nearly 4 million households across the country, with an amount of more than 230 billion yuan. , with an average loan of about 59,000 yuan, the Postal Savings Bank of China has issued a total of more than 150 billion yuan in rural areas at and below the county level.
The main pattern on the credit card of the Postal Savings Bank of China is the Chinese character "ding". The background color is blue-green.
"Ding"-"Ding" has been regarded as an important weapon passed down from ancient times and is a symbol of the country and power. The word "ding" in the Chinese character is also given extended meanings such as "prominence", "noble" and "grand". The card uses "ding" as the main design element, reflecting the connotation of sincerity and trustworthiness, and the promise of a thousand pieces of gold, as well as the Postal Savings Bank of China's "standing as a tripartite". Your" service commitment.
Puka blue and green background color - integrating the concept of green, healthy, convenient and fashionable life.
The golden background of the gold card - 24K gold courtesy, showing the noble life.
Special shiny material - international advanced technology, highlighting the fashion and noble quality of the cardholder.