Within one year of using ICBC personal credit cards (gold cards and ordinary cards), the annual fee for this year can be reduced or exempted if the accumulated credit card spending reaches 55,000 yuan (equivalent to foreign currency).

If the exemption conditions are not met, the annual fee shall be charged according to the following standards:

1. Puka: dual-currency multi-currency credit card main card 100 yuan, auxiliary card 50 yuan; Single-currency credit card 50 yuan is the main card and 25 yuan is the secondary card.

2. Gold card: 200 yuan, the main card of dual-currency and multi-currency credit card, and 100 yuan; Single-currency credit card main card 100 yuan, auxiliary card 50 yuan.

Tips: The above annual fee does not include high-end cards, business cards and personal cards.

ICBC Platinum Card (except ICBC Express Centurion Platinum Card) may be exempted from the annual fee if its accumulated spending on swiping the card reaches 200,000 RMB (or equivalent foreign currency) in the card year, or if it meets the conditions for preferential activities of annual fee when handling the card.

If the exemption conditions are not met, the annual fee shall be charged according to the following standards:

1. unionpay standard platinum card (except unionpay premium platinum card, dual-core combined platinum card and unionpay multi-currency platinum card) main card 1800 yuan, and auxiliary card 900 yuan.

2. Express Centurion Platinum Card: 3,600 yuan for the main card and no annual fee for the auxiliary card;

3. Platinum cards of other brands: 2,000 yuan for the main card and 0/1,000 yuan for the auxiliary card.