Generally, there are several reasons for being frozen:
1. Credit card overdue:
If the credit card is frozen due to overdue credit card, the overdue amount should be returned as soon as possible. After paying off the credit card debt, the cardholder can call the credit card customer service center of the issuing bank to explain the situation. Under normal circumstances, the bank will unfreeze it, and after that, the cardholder must repay the loan on time, so as not to cause overdue credit cards.
2. Credit card cashing:
If cashing is not subjective, but is mistaken by the bank, the cardholder can call the credit card customer service center of the issuing bank to explain the situation and apply for credit card unfreezing.
3. Credit card swiping:
Credit cards are frozen due to swiping. Generally, the issuing bank will unfreeze them after the swiping is handled.
Extended information:
Contraindications for credit card use
1. Anyone who submits information through an intermediary will directly seal the card as long as it is suspected.
2. Repeated operation on the same POS machine for several months.
4. The credit limit of a card is 1,. Once activated, it will be swiped off on the POS machine at one time.
5. The same card is swiped on the same capping machine on a fixed date every month, which takes up bank funds.
6. There are transactions beyond normal business hours, such as after-hours transactions of merchants in the wholesale market.
7. Too many payments are made by Alipay in a short period of time, such as CITIC's single maximum of 1, multiple transactions of 998,995,899,999 and other similar figures.
8. The credit card has been in an empty state for a long time. For example, if the repayment date is rounded in and rounded out in a short time, there is no credit card record at other times and the number is less than 2, which can be detected by operating the background system for several months.
9. The credit card is overdue for repayment for many times.
China Minsheng Bank-Credit Card Collection Contract