Online lending platforms that can be borrowed with credit cards: these are very easy to make payments!
for those who have a credit card, they can get more preferential benefits and enjoy all kinds of benefits of eating, drinking and having fun, and they can also use it for emergencies when they are short of money. So what platforms can credit cards lend? Today, I will take stock of a few products that you can apply for with a credit card.
1. CMB e-loan
Application conditions: a CMB credit card in normal use is required, and there is no bad repayment record.
the repayment method can be flexibly selected, and interest is charged at any time according to the daily interest rate of five ten thousandths; Staging also requires a monthly fee of no more than.
2. Pufa Universal Fund
Application conditions: hold the master card of Pufa Credit Card, use it normally, and have no bad record.
The loan amount ranges from 1 yuan to 3, yuan, and the loan period is arbitrarily selected from 1 to 99 days. The interest will be calculated on a daily basis from the application date, with the standard daily interest rate of days, and a one-time handling fee of 1 yuan will be charged for each application.
3. Bank of Communications Angel Loan
Application conditions: As long as your credit standing is good, you can apply whether you have a Bank of Communications credit card or not.
the monthly rate of angel loan is the annual real interest rate, and the monthly installment principal and installment fee are collected. The monthly installment fee for a loan of 1, yuan is the lowest in 35 yuan.
4. Industrial Bank's credit card short-term cash lending products do not need any mortgage, and the review is relatively fast. It is relatively easy to apply for a free loan, especially for credit card holders with good credit, and they are more free to repay the loan, which can be repaid monthly or in advance.
which online loan can be used with a credit card? The key depends on the qualification
1. The Agricultural Bank of China Consumer Reserve Fund
is dedicated to the special cash installment quota for high-quality cardholders of the Agricultural Bank of China. The minimum amount of a single application is 5 yuan, and the maximum amount is 3,. If the credit card account under the name is in a normal state and has good credit, you will have the opportunity to be invited to open it, and you can borrow circularly within the quota, but each application needs to be re-evaluated.
2. Xingye enjoys loans
Industrial Bank lends a large amount of long-term cash installment loans to high-quality cardholders, with a maximum amount of 3, yuan, which can be borrowed from 1 yuan. Similarly, only invited customers can apply. If you want to apply for a loan, it is best to keep a good record of using the card for more than 6 months, spend more by credit card, and repay the loan on time. It is important to standardize the use of the card, and you can make contributions in appropriate stages during the period, and the pass rate will be relatively large.
3. Ping An Premium
The exclusive cash installment quota granted by Ping An Bank to a specific principal cardholder is independent of the fixed credit card quota, and there is no need to worry about occupying the credit card quota. The maximum quota is 3, yuan, and the application amount must be an integer multiple of that of 1 yuan, with a minimum of 2, yuan. On the same day, the application can be received in real time as soon as possible, and the handling fee per 1, yuan is as low as 2.8 yuan/day.
4. Guangfa Finance
Guangfa Bank is a credit card service for high-quality cardholders, which can be handled within the credit card limit, transferred to a debit card under its name for personal consumption, and then repaid monthly, with a monthly handling fee of about .75%. The credit card is in good condition, with low debt, and it is relatively easy to pass.
summary: if you have a credit card, you will have the opportunity to apply for the above loans, but whether they can pass or not depends on the borrower's credit conditions, mainly based on the bank's approval results.
in p>218, there are credit cards to make the next payment. These online lending platforms recognize credit cards very much!
After entering 218, many friends are not well off. When many people need money urgently, they will think of using their credit cards to borrow money. In fact, in addition to withdrawing loans from credit cards, you can also borrow money from the internet with credit cards. Today, I will introduce you to five online lending platforms with credit cards.
1. ICBC Ronge borrows
ICBC's credit card for a large installment loan with a maximum amount of 3, yuan, which belongs to a mobile phone loan APP with a fairly good amount. Basically, all loans can be made with a limit of 1, yuan, with an interest rate of 5.22% for one year and 5.7% for loans over one year, which is not high.
second, bank of communications angel loan
bank of communications is a consumer loan product for young people aged 24-35, with a maximum loan amount of 3, yuan, but most qualified applicants can only apply for about 3, yuan. The monthly rate of angel loan is .35%, which supports the installment of consumer loans in 6, 12 and 24 phases.
3. BOC Consumer Wallet
contains products such as Mail Your Loan, Mail Your Flower, China Post Bao, etc. The review speed is fast, which mainly depends on the applicant's personal data and return visit. The applicant needs to be between 2 and 6 years old, and the maximum credit line can be 5, yuan.
IV. Ping An I Loan
The shortest time for review is 3 minutes, and the results can be reviewed almost immediately after the application is submitted. The daily interest rate of Ping An I Loan is about .5%, and everyone's qualifications are slightly different, as long as they are over 18 years old, have a stable job, have a salary of more than 3, yuan, have worked for at least 6 months, and have good credit information.
V. Xiaomi Loan
The micro-loan products under Xiaomi Finance can be loaned up to 2, yuan. As long as the mobile phone APP of Xiaomi Loan is installed and personal information is authenticated, it can be applied. Some users may not have the authority. The expected annualized interest rate is .5% per day, and interest is calculated on a daily basis, and repayment is made on a monthly basis in the form of equal principal and interest.
what are the online loans that credit cards can lend? Pay attention to these matters.
Many people think that credit cards can be used for cash withdrawal, but they don't know that they can also borrow money from online loans, especially if they can't afford it after spending with credit cards. And there are many such online loans, which can help you avoid overdue credit cards. Let's see what they have.
what are the online loans that credit cards can lend?
after the online loan that we often use is successfully processed, the money is transferred to the provided collection and savings card, and how to use it is up to everyone. However, the online loan by credit card is different, and it can only be used for special purposes. The payment card provided at the time of application is a credit card, not a savings card. After the loan is released, the money is repaid in the credit card. If you want to take it out, you can only take it out by credit card.
Therefore, this point must be made clear before the loan is made, so as not to be in trouble if the credit card is returned as a result of borrowing money for other purposes. If you intend to borrow money to repay your credit card, you can look at these online loans:
1. Repayment is an online loan operated by Chongqing Focus Co., Ltd. and Jihe Technology to repay your credit card. They all have formal financial licenses, and often see advertisements with repayment in the elevator. The slogan is "The interest only needs about 5% off the minimum annual interest rate of bank repayment", with a maximum quota of 5,. It has been online for four years, and many people still apply.
2. Weilefen
Weilefen is a product of Tenpay Small Loan, and it is also an online loan with a credit card. Users who need it can follow the opening and use of Weilefen in WeChat official account on WeChat. However, Weilefen adopts the white list invitation system, which can only be opened if it meets the requirements. If it cannot be opened, it means that it does not meet the requirements for the time being.
finally, it is necessary to pay back the credit card by online loan, which is a temporary solution, not a permanent solution. It is best for everyone to control their consumption desire, spend within their ability, and find ways to increase their income at the same time, so as to solve the problem from the root.
online loan with credit card
online loan with credit card: Bao Gong wallet, Xiao Win credit card loan.
first, with the continuous improvement of the quality of life, overdraft consumption has become the mainstream, and debt is the norm. The most common ones are credit cards and online loans. In most people's eyes, credit cards and online loans are both borrowing money anyway, so it is natural to classify them into one category, and at the same time, their cognition is vague and simple.
second, the application conditions are higher than those of credit cards, which require the applicant's qualifications. In addition to providing specific personal materials to the bank, it is also necessary to prove to the bank that you have a stable job and a source of income, and you can apply for opening an account when the relevant conditions are met. And the amount of credit card applied for depends on the application conditions, and the greater the ability, the higher the amount. As far as online lending is concerned, compared with the application process of credit cards, online lending is much simpler. Many third-party online lending platforms only need to provide basic personal materials, and they can lend money after smoothly answering the review call. Even some platforms do not conduct telephone verification and directly lend money, but the amount is generally not too high.
3. Interest and other expenses Usually, credit cards have an interest-free period of 18-5 days, which allows time for customers to relieve their financial pressure. If they repay before the specified repayment date, no interest will be charged. If the repayment is not made on time, five ten thousandths of reference interest and 5% of late payment fee will be charged. In addition, if repayment is made by installments, the monthly installment fee of .72%-.9% is usually charged. Online loans will charge a certain percentage of the loan amount at the time of application, but this part of the fee is deducted from the repayment amount. Except for the fee, the interest of online loans is much higher than that of credit cards. Under normal circumstances, 1% or less is already a very cheap online loan, 24% is reasonable, 24%-36% is on the high side, and more than 36% can basically be called as.
fourth, the speed of lending. After the credit card application is successful, the applicant needs to go to the bank to request the account opening operation, and the cycle is about 15 days, which is about 7 days faster. Or directly request cash withdrawal on the website or APP of the corresponding bank. Online lending is relatively fast. At present, most online lending platforms on the market are aimed at it, and the approval is very fast. Users only need to register on their platforms, and then fill in relevant information and loan amount as required. Once approved, they will soon lend money. In a word, credit card is a product that is introduced to facilitate our consumption in advance, and we need to apply to the bank. The process is more complicated, but it is highly secure. Online lending is designed to alleviate our difficulties. It is convenient to apply and fast to make the next payment, but the safety factor is not high, and there are certain risks. Due to the high interest rate of online lending, some lawless elements make a fuss through online lending, deceiving lenders and making profits. Therefore, before deciding to apply for online lending, we must understand the provisions and algorithms of interest related to online lending to avoid being deceived.
let's stop here for the introduction of what credit cards can do.