Credit card repayment must first bind my debit card, and then deposit the corresponding amount into the debit card before the repayment date.

After the debit card is bound, the specific credit card repayment method and term are as follows:

If paid off in full, there will be no cost;

There is generally a three-day grace period after credit card repayment, and repayment within the grace period is regarded as timely repayment;

If the minimum repayment amount is paid, the daily interest needs to be calculated, starting from the consumption bookkeeping date;

If the repayment exceeds the grace period or the repayment amount is lower than the minimum repayment amount stipulated by the bank, the interest will be calculated from the bookkeeping date, and a late fee of 5% of the minimum repayment amount will be charged monthly;

The specific daily interest rate may vary with different credit cards.

Debit card binding can be through credit card official website binding, the specific operation is as follows:

Open the bank credit card official website and select personal online banking to log in;

After successfully logging in to personal online banking, select Credit Card in the main menu. When the bank card is not bound with a credit card, the option of adding a new account will appear at the bottom of the page;

Fill in the credit card related information carefully;

After completion, you can bind the credit card and bank card.