1. The bank card is frozen by the judicial organ or the bank.
1. The bank card is frozen by the judiciary, that is, the cardholder of the bank is suspected of economic disputes or crimes, and is frozen by the judicial authorities, and any fund transfer transaction is made.
Only when the judicial organ issues a notice of unfreezing can the funds in the bank card be used and resumed normal use.
2. The bank freezes the bank card, that is, the intervention measures taken by the bank according to the abnormal use of your bank card, permanent freezing and temporary freezing.
Second, permanent freezing and temporary freezing
1. Frozen permanently
When the bank card owner uses the bank card to engage in illegal economic activities and obtain huge amounts of money, the impact is particularly bad, and it can be frozen before the judicial organ issues a notice. For example, the use of bank cards for online fraud, the use of bank cards for money laundering, and the use of bank cards for drug trafficking and smuggling to collect money have all been investigated and dealt with by the police.
Step 2 freeze temporarily
A Credit cards and debit cards will be temporarily frozen as long as they are not used normally. For example, continuous input of wrong passwords will automatically recover after 24 hours; Huge transfer of funds of unknown origin.
B The overdrawn bank card (credit card and debit card) is subject to abnormal transactions, and the bank card will be frozen. For example, malicious overdraft and malicious cash withdrawal will be frozen by banks, making it impossible for you to trade and consume.
C being asked by the judicial department to freeze bank cards and preserve funds due to economic disputes. For example, if an enterprise goes bankrupt, the debtor's bank card will be frozen within a certain period of time, and once it has passed the thawing period, it can resume normal use.
D. If the bank card expires, it will be frozen if it is not reissued.
E. Frequent abnormal use of banks, such as malicious loss reporting of bank cards, will be frozen by banks.