The activation method of CGB credit card is as follows:

1. After receiving the card, the cardholder can call the 24-hour customer service telephone number 95508 of Guangfa Bank to activate the credit card through manual service.

2. Cardholders can bring their ID cards and credit cards to the nearby business outlets of Guangfa Bank to activate their credit cards.

3. Cardholders can also log in to official website Credit Card Channel of Guangfa Bank directly, click "Card Activation" in the left column, and enter relevant information to activate the credit card.

A credit card is a credit certificate issued by a commercial bank or a credit card company to eligible consumers.

The form of credit card is a card with the name of the issuing bank, expiration date, number and cardholder's name printed on the front. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limit.

Guangfa Bank Credit Card is the first standard credit card in China. The credit limit of the card is preset according to international standards, which is used for overdraft consumption and cash withdrawal transactions without pre-deposit.

The standard credit card of Guangfa Bank is oriented to the general public and has no specific orientation. True Love Card and Pearl Card are high-end credit cards specially set up to locate women in the new era. These credit cards will get certain discounts when buying some female consumer goods. The owner's card is aimed at private car owners, and they will enjoy more benefits in refueling and car maintenance. At the same time, Guangfa Bank has issued a business card with a credit card, which can be applied in some large-scale consumer places and hotels, and will enjoy a certain preferential amount in some hotel services and reservation business.

The interest-free period of overdraft consumption can be as long as 50 days. As long as you repay in full before the repayment due date stipulated by the bank, you can enjoy interest-free treatment from the trading day to the repayment due date. The repayment method is flexible, you can pay off in full or choose the minimum repayment amount.

Guangfa credit card handling fee:

Domestic overdraft withdrawal fee: 2.5% of the domestic overdraft withdrawal amount, with the minimum RMB 10 yuan (excluding Platinum Card, Unlimited Card/World Card).

Handling fee for overseas cash withdrawal: 3% of the overseas cash withdrawal amount, with a minimum of RMB 15 yuan/USD 3 (free of charge for all cards/world cards).

Foreign exchange handling fee: 1.50%

Management fee for card account cancellation: it will be charged monthly from six months after the card account cancellation takes effect, and less than one month. The charge standard for each cancellation account is RMB 5 yuan/USD 0.6 yuan.

How to activate the credit card of Guangfa Bank?

More and more people apply for credit cards. Many people apply for credit cards for the first time, and they don't know much about credit cards and don't know how to activate them. Let me introduce how to activate the credit card of Guangfa Bank.

1. Counter activation of Guangfa Bank: Bring my ID card and credit card to any counter of Guangfa Bank to activate.

2. Activation of Guangfa Bank APP: download Guangfa Bank APP, register and log in, click "Credit Card Activation" in "Credit Card", and complete the operation according to the prompts to activate it.

3. Online banking activation: log in to official website of Guangfa Bank and fill in the complete information before activation.

4. SMS activation: use the reserved mobile phone number to send "the last four digits of KTK ID number" to 95508 to activate the credit card.

5. Activation of WeChat official account: Pay attention to the official account of "Guangfa Credit Card" WeChat, then click "Use Card", then click "Activate Card" and follow the prompts to activate.

6. Guangfa Credit Card APP Activation: Download the "Discover Wonderful" APP, then click "My Card Activation" and follow the prompts to activate it.

It should be noted that some cards of Guangfa Credit Card can only be activated through the face-to-face signing of Guangfa Bank. When activating, be sure to know whether the credit card can be activated by the above methods. If not, you can only go to the bank for face-to-face activation.

How to activate Guangfa Credit Card?

Credit card activation is an essential thing. No matter which bank's credit card is activated, it can only be used Next, I will introduce how to activate Guangfa Credit Card.

1. jingdong financial APP activation: enter "discover wonderful" and click "mine"-"quick use card" to open the card. Just get it and activate it.

2. Customer Service Phone Activation: You can directly dial the customer service phone number of Guangfa Bank Credit Card Center: 95508, and then press 1-0 to enter the manual service, so that the credit card can be activated manually. Cardholders need to enter their ID number and 16 digits to verify their identity. If the information is verified, the card can be successfully activated.

3. Counter activation: Cardholders can activate their cards at the nearest counter of Guangfa Bank with their ID cards and credit cards.

4. Online banking activation: First, the cardholder needs to log on to the online banking page of Guangfa Bank's credit card and enter the credit card and password.

5. Reply to the card opening letter for activation: After receiving the credit card, read the contents of the credit card opening letter of Guangfa Bank carefully, reply the cardholder's relevant information according to the reply address provided in the card opening letter, and activate the credit card.

It should be reminded that the cardholder should modify the inquiry password in time after successfully logging in to the credit card online banking of Guangfa Bank. Note that cardholders who apply for credit cards online cannot activate their credit cards by phone.

How to activate the credit card of Guangfa Bank?

CGB credit card can be activated in mobile banking.

The specific activation process is as follows:

1. Download an APP of Guangfa Bank in the mobile app supermarket.

Second, after the installation is completed, open the APP and select the credit card on the home page.

Third, after entering the credit card interface, slide down, find what I want to activate, and click Enter.

4. After input, fill in your credit card information according to the prompts, and then click Next.

5. After the prompt of successful activation appears on the page, set the credit card transaction password.

6. The page prompts that the credit card will be activated after the transaction password is successfully set.

Operating environment:

Brand model: iPhone 13

System version: iOS 15.4

App version: v6.3. 1

China guangfa bank was established in September 1988 with a registered capital of RMB114.08 million, and its headquarters is located at No.713, Dongfeng east road, Yuexiu district, Guangzhou, China. With the approval of the People's Bank of the State Council and China, Guangdong Development Bank, as a pilot bank for financial system reform in China, was established on the beautiful Pearl River and is one of the earliest joint-stock commercial banks in China.

On April 8, 20 1 1, with the approval of the regulatory authorities and relevant government departments, the original registered name of Guangdong Development Bank Co., Ltd. was changed to "Guangfa Bank Co., Ltd.". The English name was changed to "ChinaGuangfaBank" ("China guangfa bank").

By the end of June 2020, the total assets of Guangfa Bank were 28 1 trillion yuan, an increase of 6.84% compared with the beginning of 2020; The total liabilities were 2.59 trillion yuan, an increase of 7.02% compared with the beginning of 2020. In the first half of 2020, Guangfa Bank achieved an operating income of 40.907 billion yuan and a net profit of 6.486 billion yuan.

On March 9th, 2020, "20 109 China Banking 100 Top List" was released, and Guangfa Bank ranked 16. Compared with ordinary bank savings cards, the most convenient way to use credit cards is for ordinary consumption, and there is no cash in the cards. In many cases, it is enough to return the consumption amount on time.

You can spend without deposit overdraft, and enjoy an interest-free period of 20-56 days to repay on time without any charge (most banks will charge 0.5% interest on the day of cash withdrawal, and there will be a 2% handling fee, but ICBC will only charge interest).

It is not only safe and convenient to swipe your card when shopping, but also a bonus gift.

Special merchants who hold cards in banks can enjoy preferential treatment.

Accumulate personal credit, add credit records to credit files, and benefit for life.

So much for the introduction of the activation of credit cards by Guangfa Bank.