1. Is Yirendai reliable and how much is the interest rate?

But I was defrauded of more than 20,000 yuan?

2. Is Yirendai reliable? What is the Yirendai platform? Characteristics of loan products

Loans are a way of early consumption, and online loans are a popular trend in society now. Many of us will choose online loans to solve current financial difficulties. However, faced with a wide variety of loan products, many people don’t know how to choose the one that suits them. Therefore, when choosing the platform’s products, we still try to choose the most suitable ones. Brands and reliable institutions, there is a very popular product on the market recently, which is Yirendai. So is Yirendai borrowing reliable? Let’s learn more about it in detail below.

1. Is Yirendai reliable?

First of all, we can understand the background of Yirendai. It is an online loan platform launched by CreditEase. It mainly promotes personal credit loan services. , the parent company was listed on the New York Stock Exchange in the United States as early as 2015, Yirendai. Every online loan issued is covered by the PICC property and casualty insurance. Judging from the background, Yirendai is indeed quite eye-catching. However, to evaluate whether an online platform is reliable for borrowing money, it depends on whether its entire risk control system is sound, whether the lender's source of funds is stable, and whether the loan procedures and processes comply with regulatory requirements.

Yirendai is a leading financial technology platform in China, launched by CreditEase in 2012. Yirendai drives financial innovation through technology, providing efficient, convenient and personalized credit loan consulting services to high-quality urban white-collar workers in China; and provides safe and professional online wealth management services to the mass affluent through "Yiren Wealth". On December 18, 2015, Yirendai was successfully listed on the New York Stock Exchange, becoming the first financial technology stock in China. As of September 30, 2017, Yirendai has served approximately 1 million borrowers and nearly 1.2 million lending users, and has facilitated a total loan amount of 60.5 billion yuan.

2. Features of loan products on the Yirendai platform

1. Provident fund model: you can apply with your provident fund, and the amount can be up to 200,000 in 3 steps;

2 , Elite mode: exclusive to the app, you can apply with your salary flow, and the amount you can borrow is up to 200,000;

3. Speed ??mode: exclusive to the app, you can apply with your credit card, and you can easily borrow 100,000 in 10 minutes;< /p>

4. Life insurance mode: Exclusive to the app, you can apply with your life insurance policy, and priority is given to large-amount loans.

To sum up, Yirendai is a very formal online loan platform, mainly for personal credit loans. It is also a listed company, so it is safe. It has a relatively sound risk control system and stable sources of lender funds, providing white-collar workers with convenient and personalized services. So far, Yirendai has a large number of users and a high total loan amount. The characteristics of Yirendai include provident fund model, elite model, speed model, and life insurance model. These are also the advantages of Yirendai.

3. Is Yirendai loan reliable? What are the Yirendai loan products?

China Merchants Bank has launched flash loan business. Currently, you can only apply through mobile banking or check whether you are eligible to apply. .

If you hold a China Merchants Bank savings card, you can log in to mobile banking and go to "My → All → My Loans → My Flash Loan" to enter the application page.

The maximum loan amount is 300,000 yuan, and the minimum is 1,000 yuan; your specific amount will be assessed based on your business situation in China Merchants Bank, and you can view it after successful application.

4. Is the Yirendai loan real?

Yirendai is a scam company, tricking you into signing a contract. I borrowed 88,000 yuan and had to pay back more than 100,000 yuan in the end. Not counting interest, it cost more than 120,000 yuan after interest. This is not enough. Are you done? No one will care about you when you call customer service! Damn it, I won’t even pay it back, just do whatever you want!