1. Before applying, applicants must take good care of their personal credit to ensure that there are no stains or credit problems.

2. CCB has strict requirements on the number of other credit cards held in the name of a credit card applicant. Once there are more than 6 credit cards, the applicant will have difficulty applying for a card and will be easily rejected by CCB. Therefore, applicants should put China Construction Bank on the list of banks they first apply for, or cancel some unnecessary credit cards before applying for a card.

3. Before applying, you should control your debt ratio below 50%, so as to increase the success rate of your application.

Fourth, you must improve your own information. When filling out the application information online, you should mainly improve it from work information, asset information, social security deposit records, etc., especially work information and income.

5. To choose a suitable card type, newcomers should start with regular cards, gold cards, or some relaxed platinum cards. It is best to choose popular credit cards and credit cards during promotion periods.