Telephone interview is only a preliminary examination of many aspects of credit card review. Banks usually call applicants and their companies to verify whether their information and company information are true. Next, Jin Toubian Xiao introduced whether the credit card telephone interview was successful.

In addition, if the credit card applied online, especially the first card, passes the telephone interview, the card owner will sign on the bank's website, and it will be passed after the signature is successful. Although receiving a phone call from the bank does not mean that it can pass, as an important part of credit card review, it must be treated with caution.