You can reapply for a credit card after it is cancelled, as long as it is not forced to cancel by the bank because of overdue debts, because if you cancel the credit card directly after it is overdue, the overdue record of the credit card will remain in your personal credit record forever, which has a great influence on the reapplication of the credit card. In addition, if the cardholder has a bad record of cashing out the last credit card, it will also affect the user's second application, so it is recommended to develop good habits in the process of using the card.

If you need to apply for a credit card from the same bank after returning the card, it is recommended to choose another type of credit card; If you must re-apply for a credit card that has been cancelled before, you can explain the reasons for canceling the card to the salesman in advance, such as "being abroad" and "losing the card". Don't let the bank have scruples.