credit card extension: if the cardholder is unable to repay the loan on time for some reason, he can apply to the bank for extension of repayment and postpone the repayment of the current bill.

As early as January 27th, 22, the central bank and other five ministries and commissions proposed:

For those people who have temporarily lost their income sources due to the epidemic, the credit policy should be appropriately tilted, personal credit repayment arrangements such as housing mortgage and credit card should be flexibly adjusted, and the repayment period should be reasonably delayed. Extended information

As we all know, users who use credit cards or borrow money from banks must repay on time on the billing date. Once the repayment is overdue, it will have a certain impact on their credit information.

The bank has issued a special policy to prevent medical staff, disease control personnel and personal loans and credit card overdrafts from entering the default customer list during the epidemic period, thus strengthening the credit protection for epidemic prevention and control personnel;

for the customers who have temporarily lost their income sources due to the epidemic, we should flexibly adjust the repayment arrangements of various credits such as housing, mortgage and credit card, and reasonably postpone the repayment time.

It is understood that many banks, such as ICBC, Agricultural Bank of China, China Construction Bank, Bank of China, China Merchants, CITIC, Ping An, Guangfa, Pudong Development Bank, Communications, Huaxia, Minsheng, Everbright, Postal Service and Xingye, have issued relevant announcements, clearly stating that personal and corporate loans can be deferred, and clearly stating that overdue credit card overdrafts affected by the epidemic will not be regarded as breach of contract and will not be reported for credit investigation!

At the same time, you can apply for 3-6 months' deferred repayment, and you can only repay the interest but not the principal during the grace period;