according to the inquiry of hualv. com, it is known that the false transaction of credit card is a kind of behavior that the cardholder takes out the cash in the credit card limit by other means without withdrawing the expenses from the bank without going through normal legal procedures (ATM or counter). Direct payment of cash to credit card holders by fictitious transactions, false pricing, cash return, etc., if the circumstances are serious, shall be convicted and punished for the crime of illegal business according to the provisions of Article 225 of the Criminal Law.