China Merchants Bank credit card installment application conditions are:
1. Cardholders can apply for installment for unbilled transactions (except transactions recorded the day before the billing date and the day before the corresponding bill). If the merchant fails to settle accounts with China Merchants Bank within two days after applying for installment, the installment application will be automatically cancelled.
2. For transactions that are not charged by installments, the minimum amount of each application shall not be less than 500 yuan RMB. The total amount of installment application must be equal to the sum of the original transaction amounts, and it is not supported for cardholders to apply for partial installment for a single transaction that has not been accounted for.
3. Transactions that cannot apply for installment payment include: cash advance transactions, installment payment transactions and various expenses (such as annual fees, interest, late payment fees and other credit card fees), US dollar account transactions, RMB funds that have applied for foreign exchange purchase, real estate transactions, pre-authorization transactions and other transactions specified by our credit card center.
4. Once the cardholder's bill installment application is approved, it is irrevocable, and the installment amount and number cannot be changed.
5. Whether the transaction installment application is passed or not shall be subject to the comprehensive evaluation results of China Merchants Bank Credit Card Center.