1. Small-sum confidential exemption is a small-sum fast payment service provided by China UnionPay for cardholders. When a cardholder uses a financial IC card or mobile device with the function of "flash payment" to conduct a transaction with a certain amount (the domestic limit is adjusted to 1000 yuan, and the overseas limit is subject to the local limit) or less at a designated merchant, he only needs to "swipe his card" near the "flash payment" sensing area of an accepting terminal such as a POS machine to complete the payment. During the payment process, the cardholder will not be required to enter a password, and there is no need to sign.

If the function of visa-free and confidentiality-free of UnionPay flash payment is successfully closed, the subsequent flash payment transactions of specific merchants may not be paid. If it is necessary to close it, you can log in to the Pocket Banking APP and apply for closing it through online customer service.

2. Ping An Bank can log in to the Pocket Banking APP, enter the credit card interface, click More, and turn it on/off in Card Management-Password Management-Small Secret Exemption.

Warm reminder:

(1) This function is only for pos transactions;

(2) Cards, All-in-One Cards and Debit Cards without the function of consumer secrets do not support this service.