Is there any handling fee for using Alipay to repay a credit card?

It is free for purchases below 2,000 yuan. For any amount exceeding 2,000 yuan, a service fee of 0.1% will be charged.

From March 26, 2019, Alipay's "Credit Card Repayment" service rules will be adjusted as follows:

1. A service fee of 0.1% of the repayment amount will be charged. If the service fee is less than 0.1 yuan, it will be charged as 0.1 yuan.

2. If repaying on the Alipay client, real-name individual users can enjoy a basic free repayment limit of 2,000 yuan per month, and a service fee of 0.1% will be charged for the excess. After using up the basic free repayment quota, you can also use Alipay membership points to redeem more free repayment quota.

Extended information:

Alipay rights and obligations

1. The credit card repayment service provided by Alipay only supports RMB repayment and does not support foreign currency repayment. If you repay your credit card's foreign currency bill in RMB through Alipay, you must perform corresponding operations in accordance with the requirements of the card-issuing bank before you can finally complete the repayment.

2. In order to provide you with better services, Alipay will upgrade and transform the credit card repayment function.

3. As its business develops, Alipay will increase or decrease the types of banks that support credit card repayment, and adjust the content of credit card repayment services.

4. In any of the following circumstances, Alipay will suspend or terminate the credit card repayment service provided to you:

a) You use Alipay to engage in illegal transactions or improper activities;

b) After investigation or Alipay’s reasonable judgment, it is believed that you have violated the relevant provisions of this Agreement;

c) Alipay finds that your registration information or transaction behavior is false, abnormal or may violate relevant provisions. stipulated by laws and regulations.

5. Alipay has the obligation to technically ensure the safety, effectiveness and normal operation of the credit card repayment service and ensure your normal use of this service. However, Alipay does not bear any responsibility for service interruptions, service errors, and delays in repayment due to communications, power outages, hacker attacks, bank problems, force majeure and other non-Alipay reasons.

6. For the purpose of better providing you with credit card repayment services or providing other Alipay services, Alipay will retain and use the information you fill in when using the credit card repayment services and your use of credit card repayments. Records related to services. Alipay will treat the above information and records with caution and fully protect the security of your information through encryption technology and strengthened internal management.

7. Alipay is responsible for providing you with credit card repayment business consulting services, and publishing function introductions, transaction rules and other content on the Alipay website.

8. Alipay has the right to charge you a reasonable transaction service fee, and may adjust the service fee according to business development needs. Alipay shall clearly indicate the transaction service fee standards (including adjusted standards) to you. If you continue to use the credit card repayment service, it will be deemed that you have accepted Alipay's relevant fee standards.

9. Regardless of whether this agreement is terminated or suspended for any reason, Alipay will not refund the service fees you paid to Alipay based on the use of credit card repayment services. Unless otherwise agreed on the repayment page.

/cshall.alipay.com/lab/help_detail.htm?help_id=201602367319"target="_blank"Alipay-Announcement on Adjustments to Alipay Credit Card Repayment Service Rules

/cshall .alipay.com/lab/help_detail.htm?help_id=201602172685"target="_blank"Alipay-Credit Card Repayment Service Agreement

Does it cost money to repay Alipay Credit Card?

Alipay Credit Card Repayment requires money. Starting from March 26, 2019, Alipay users can enjoy a basic free repayment limit of 2,000 yuan per month. When users repay their credit cards on Alipay, the repayment amount is within the free repayment limit without any fees. If the repayment amount exceeds the free repayment limit, Alipay will charge a service fee of 0.1% of the excess.

For more information about whether Alipay credit card repayment requires money, go to: View more content

How to repay Alipay credit card without any charges?

Alipay’s free credit card repayment fee is as follows:

1. Use the free credit limit for repayment. Alipay has a free repayment limit of 2,000 yuan every month when repaying a credit card. , first reduce the free quota of 2,000 yuan.

2. Use the lifetime free quota. Everyone has a lifetime quota of 20,000 yuan for Alipay withdrawals. If 2,000 yuan is used up, you can transfer the balance of Alipay to the bank card and then use online banking to pay off the credit card.

3. Use Yu Libao to repay. If the lifetime limit of 20,000 is used up, you can open Yu Libao. First transfer the money to Yu Libao, then transfer the money from Yu Libao to the bank, and then use online banking to pay off the credit card.

4. Use online banking to repay. In addition to using Alipay to pay off credit cards, you can also directly use online banking to repay credit cards. Online banking is generally free of charge.

5. Let others repay the money on your behalf. If you only have money in Alipay and don’t want to incur too high handling fees, you can use other people’s free credit to repay the money, and then transfer money to the other party from Alipay.

6. Use Huabei for consumption. You can use Huabei for daily consumption. Huabei repayment is free. It is similar to a credit card and has an interest-free period.

: 1. Alipay (China) Network Technology Co., Ltd. was established in 2004. It is a domestic third-party payment platform and is committed to providing "simple, safe, fast and convenient" payment solutions for enterprises and individuals. plan. Since its establishment in 2004, Alipay has always regarded "trust" as the core of its products and services. It has two independent brands, "Alipay" and "Alipay Wallet". Since the second quarter of 2014, it has become the world's largest mobile payment manufacturer.

Alipay has established strategic partnerships with more than 180 banks at home and abroad, as well as international organizations such as VISA and MasterCard, becoming the most trusted partner of financial institutions in the field of electronic payment.

In February 2020, the Nepalese central bank issued a license to Alipay. In July, Alipay was selected into the list of outstanding blockchain solutions to combat the epidemic. In October, Alipay launched the "late payment" function. Alipay borrowing can be changed to credit loan.

2. Alipay has more than 450 million real-name users, more than 270 million active Alipay wallet users, and more than 45 million single-day mobile payments, exceeding the global peak of 45.18 million single-day mobile payments set on November 11, 2013. record. During the entire day of Double Eleven in 2014, the number of Alipay mobile payment transactions reached 197 million. Alipay's steady style, advanced technology, keen market foresight and great sense of social responsibility have won wide recognition from banks and other partners. Alipay has established in-depth strategic partnerships with more than 180 banks at home and abroad, as well as international organizations such as VISA and MasterCard, becoming the most trusted partner of financial institutions in the field of electronic payment.

Does Alipay charge a handling fee for credit card repayment?

1. Does Alipay charge a handling fee for credit card repayment:

Using Alipay APP for credit card repayment, I There is no handling fee with others; however, if you repay through the Alipay computer, the repayment is free for yourself, and a 0.2% handling fee will be charged for repayment to others, with a minimum of 2 yuan per transaction and a maximum of 25 yuan.

Alipay determines whether the repayment is for me, mainly based on whether the name of the Alipay account and the name of the receiving bank are consistent. If the names are consistent, the repayment is for me; if they are inconsistent, the repayment is for others.

2. Alipay credit card repayment time limit and credit limit recovery time limit:

Use Alipay to repay, and after prompting that the repayment is successful, the credit limit will be restored in real time. However, bank statements are generally delayed for 1-2 working days before being credited to your account. Therefore, in order not to affect your personal credit situation, it is best to make repayments 2-3 days before the final payment date to avoid overdue payments.

3. Banks that support the use of Alipay credit card repayments:

Support Ping An Bank, China Merchants Bank, China Construction Bank, Industrial and Commercial Bank of China, Bank of Communications, Bank of China, Agricultural Bank of China, CITIC Bank, For more than 40 banks including China Guangfa Bank and Shanghai Pudong Development Bank, please refer to the Alipay credit card repayment page for details.

4. Other fee-free repayment methods:

1. Use the official credit card APP for repayment.

For example, Ping An credit card holders can make one-click repayment, bind automatic repayment or choose smart repayment through the Ping An Pocket Bank APP, which supports repayment from the bank and some other debit cards in their own name, and the limit can be restored in real time without any procedures. fee.

2. Make repayment through bank branches or bank official website.

Does Alipay charge credit card fees?

Currently, there is no fee for repaying your credit card through Alipay account;

The specific operation process is as follows:

< p>1. Log in to your Alipay account (/"target="_blank"), click Application Center - Credit Card Repayment - Repay Now;

2. Fill in the repayment information and click Submit Repayment Application; < /p>

3. Enter the cashier to pay;

4. The repayment application has been submitted successfully and is waiting for the bank to process;

Let’s talk about the introduction of whether Alipay credit card repayment is free Here it is.