Does a credit card require a signature? For those who want to use a credit card, the question of whether a credit card requires a signature is worth knowing. Below, let’s pay attention to it together. Does the credit card require a signature?

According to relevant regulations, a credit card must be endorsed after it is opened. In foreign countries, cardholders pay with their signature. The vast majority of people in China still choose to set a password for their credit cards, but merchants still have the responsibility to verify signatures. When swiping a card for consumption, if the cashier finds that the signature does not match the signature on the credit card, he has the right to cancel the purchase and refuse to sell the goods. Although many merchants currently do not take this seriously, consumers still need to establish awareness of credit card security. According to a customer service staff member of a state-owned bank's credit card center, the risk of fraud caused by settlement without verifying the signature will be borne by the merchant. If the credit card is stolen without a signature, the responsibility lies with the cardholder. It is worth noting that the credit card signature cannot be altered, otherwise the signature will be invalid. In case of incorrect signing, etc., apply for a new card. In addition, when a cardholder withdraws money from a bank ATM machine, if there is a problem with the machine and the card is swallowed, bank staff can also check the signature on the back of the bank card with the signature on the registration book if they are unable to verify the identity of the owner. Use this as a basis to handle card refunds and other services. Tips for applying for a credit card online There are age requirements for applying for a credit card, that is, the main card applicant should be 18 to 60 years old (overseas residents are 25 to 60 years old), and the supplementary card applicant should be 14 years old (inclusive) or above. The main card holder can Apply for an additional card for an immediate family member (parent, spouse or child). Secondly, when applying for a credit card, providing sufficient financial documentation will help increase your credit limit. Materials proving your financial resources can include salary records issued by banks, income tax withholding certificates (tax payment certificates), or documents proving the market value of houses, cars, deposits and investments, etc. that can prove your financial level. The real estate certificate must contain the name of the person or his spouse, with proof of relationship; the car driving license must be in the name of the person. After the above introduction, you should have an understanding of the issue of whether a credit card requires a signature. I hope it will be helpful to you.