Generally speaking, all major banks have fulfilled the time tolerance service stipulated in the China Convention on Self-discipline of Bank Card Industry, and provided credit card users with a certain grace period for repayment. However, the major banks are not completely unified. Some banks have a repayment grace period of 2 days, while others have 4 days. Do you know how many days the credit card repayment grace period of Guangfa Bank is?
How many days is the grace period for credit card repayment of Guangfa Bank
It is understood that the grace period for credit card repayment of Guangfa Bank is at most three days, that is to say, as long as the credit card bank of Guangfa Bank repays within the last three days of the due repayment date of the credit card, it will be regarded as repayment on schedule, and it will not be treated as overdue, and will not be included in the central bank's credit information system, which will not cause its own bad credit record.
In addition, CGB Credit Card Center also provides cardholders with tolerance credit card repayment service. When the cardholder fails to repay in full, and the unpaid part in the account is less than or equal to a certain amount (at least equivalent to RMB 1 yuan) after the due repayment date, it shall be regarded as the cardholder's full repayment, and this unpaid amount will be automatically transferred to the next bill.
The above is the answer to the grace period of credit card repayment of Guangfa Bank and the introduction of its time tolerance service. I hope this answer will be helpful to everyone. If you have any other questions, you can call the credit card customer service center of Guangfa Bank.