The annual fee is calculated from the card issuance date (except for cards that have not been activated for a long time, and there is a display time under the credit card number. The previous date is the card issuance time and the latter date is the expiration time; Expiration time if only one date is displayed). The annual fee is collected at 1. The first annual fee will be generated within three days after the first bill is activated and within three days after the bill date of this month every year. 2. For the card that is free of annual fee in the first year after the card is verified, the annual fee collection time is related to the activation time. Please consult customer service for details. Reminder: ※ There is no annual fee for inactive cards;