We all know that credit cards need to be activated after applying for them, and there are many ways to activate credit cards, including but not limited to telephone activation, online activation and outlet activation, but many people can't activate credit cards on their mobile phones. So, why can't the mobile phone activate the credit card? Let's analyze it today.
Why can't a mobile phone activate a credit card?
The mobile phone can activate the credit card by calling or entering the official account of credit card official website/WeChat on the mobile phone. Usually, you must use your mobile phone number to obtain the verification code when you apply for a card, and you must also use your ID number when you apply for a card. Although the method is simple, it is influenced by the channel of card handling and the identity of the applicant.
You should know that banks must confirm that credit cards are activated by themselves, and different channels have different ways to confirm the identity of applicants. For example, if you apply for a card at an outlet and submit your relevant information, the staff will submit it after face-to-face review. So you don't need to confirm your identity after approving the card. You can activate it yourself when you get a credit card, or you can activate it with your mobile phone or go to an outlet.
If you want to apply for a credit card online, you need to submit the information before confirming your ID card. You need to verify the information through the bank, and then the staff will confirm the identity of the applicant at the outlet. Even if you have sent the credit card to the applicant before confirmation, they are not supported to activate the credit card with their mobile phones. Applicants must bring relevant information to the outlets for face-to-face interviews, so that banks can implement the principle of "three witnesses".
However, not everyone has to apply for a card online face to face. Most of them are aimed at new customers. Old customers don't need to add cards. You can also activate the card directly with your mobile phone.
The above is the introduction of "Why can't a mobile phone be activated with a credit card". I hope it will help everyone.
Why can't my credit card be activated?
The credit card was not successfully activated. Maybe there is something wrong with your audit data. I suggest you go directly to the bank that handles the credit card, sign it directly in person and activate it. If the futures return fails, it proves that your credit card has been mishandled and failed.
Why do you activate your credit card and say your friend is a suspect?
It may be because the applicant's application materials are insufficient and incomplete. Applicants should bring their ID card, work certificate, income and property certificate, which is helpful for face-to-face signing.
2. The applicant's personal credit information is bad. Good personal credit is very important for applicants who apply for credit cards. The applicant's poor credit status is one of the reasons for the rejection of credit card counter activation.
3. Applying for a credit card is too frequent. Many netizens will apply for credit cards many times after being rejected, and the result of short-term application is the same, so this is wrong. It is ok to keep the application every six months.
What is the reason for the failure of credit card activation?
1. Common reasons include incorrect input information, expired credit card, incorrect activation method, unqualified online activation qualification, etc.
2. Common reasons for failure of credit card activation are as follows:
1) information verification does not match. If the basic information provided when applying for a credit card has changed, it will naturally not match the previous information when activated. I suggest you call the bank to explain the situation and make changes. Credit card activation requires correct ID number, credit card, mobile phone verification code, etc. Any information input error will cause the activation to fail. In this case, you can activate it again.
2) The credit card has expired. If your credit card is not used for a long time, it will be useless after the expiration date. You must replace it with a new card to activate it.
3) Not qualified for online activation. Some bank credit cards stipulate that online application for new cards must be activated at bank outlets, not online.
4) The credit card is true or false. If you apply for a credit card through street salesmen or formal channels, you must first verify the authenticity of your card. Generally, call to verify that the information is invalid, and the proof card may be fake.
5) incorrect activation method: many people will want to make a phone call or activate online as soon as they get a credit card, but they can't activate it. It may be that they have to go to the counter to apply online, and they can only choose the activation method after passing. Moreover, if the face-to-face visa is rejected, it can no longer be signed, and the credit card will be invalid and cannot be activated. This requires everyone to be cautious about face-to-face interviews. In addition to preparing all the necessary information, they should also dress neatly and answer the questions of the correct bank staff with good suggestions.
6) Not activated within the specified time: There are two cases. Do the card online, and specify the time for face-to-face interview. If you don't go to the outlets for face-to-face interview as scheduled, the credit card application will be rejected, and the credit card will not be activated. If no face-to-face interview is required and no activation time is specified, the credit card should be activated at least one month before its expiration. Because the credit card needs to be replaced when it expires, a new card will usually be mailed one month before the expiration. If it is not activated, it will not be sent.
1, when the credit card cannot be activated, you can call the credit card customer service center in time to ask the specific reasons for not being activated.
2. If the application information changes, please update your personal information in time and re-apply for activating your credit card. Usually after the problem is solved, it can be successfully activated.
What is the failure of CCB credit card activation?
What is the failure of CCB credit card activation?
You need to use the mobile phone or landline reserved at the time of application to call customer service for activation. If you can't activate it yourself, you can switch to manual service and verify the background activation of customer service. Credit cards applied online must be activated at outlets. You don't have to go to a salesman or a bank to handle it.
CCB's credit card is activated, but it can't.
There may be many reasons why you can't swipe your card. To sum up, there are roughly the following categories:
First, there are not enough places. If this is the case, the landlord needs to pay back the money in the credit card before using it.
Second, the status of the card is abnormal, such as degaussing the card, inactivating the card, too many password locks, and the card has expired. It is recommended that the landlord call his on-site service hotline to confirm.
Third, there is nothing wrong with the card. The signal of POS machine is not good. Failure to connect to the network will also lead to card swiping failure.
The received new card needs to be activated first. After activation, you can call customer service to activate yourself. When activated, you need to set the query password and consumption password. The inquiry password is mainly used for calling customer service and logging in the credit service hall, and the consumption password is used for withdrawing money (withdrawing cash). Generally speaking, online payment does not need to be opened, and it can be paid with the account of CCB, UnionPay channel, fast payment and verified payment account, or tied with the fast payment of third parties, such as Alipay and Finance.
What is the failure of CCB's credit card authentication?
Credit card authentication failure may be caused by website system or banking system.
Please consult the bank customer service for details.
Error in the format of CCB credit card activation reply.
The short message format of CCB card opening is "the last four digits of CCJH# are valid". After receiving the reply from CCB, reply QR#90 to open the credit card.
When editing, you should pay attention to the following points:
First, you need to send it to 95533 with the mobile phone number reserved by the landlord in CCB.
Second: SMS card opening only applies to the card in the hands of the landlord, the card is renewed by the bank when it expires, or the new card is issued after the old card is damaged. In other words, the old and new cards are the same.
Third, it should be sent in strict accordance with the format, without Chinese characters, and be careful not to type the # key into the Chinese character "hmm".
For example, suppose the landlord's credit card number is 8888 and the validity period is 0 1/22, then the edited short message content is "CCJH#8888#0 122".
If the system reply is unsuccessful, it is suggested that the landlord can choose other ways to open it. This paper summarizes the card activation method of CCB, and shows it to the landlord.
First, there are hidden cards at the bank counters of outlets, and I need my ID card and credit card when handling them.
Second, online banking card opening,
Third, telephone voice self-service card opening, of course, before activation, the landlord will need to input some personal information to ensure that it is the cardholder himself. If the information is entered incorrectly, it will be transferred to manual service.
If the landlord has other questions, you can ask.
How to charge for withdrawal after the CCB credit card is activated?
I. Withdrawal of overdraft interest
In case of overdraft withdrawal, the bank will collect overdraft withdrawal interest at the daily interest rate of 0.5 ‰ from the trading day until the overdraft withdrawal amount and overdraft withdrawal fee are fully paid off.
Overdraft withdrawal fee = overdraft withdrawal fee = overdraft withdrawal interest.
Two. Example of calculation of domestic overdraft withdrawal fee
If you take a CCB credit card, you can withdraw 2000 yuan in cash from CCB's ATM on June 10. And deposit RMB 2,500 in the counter of China Construction Bank on the repayment date 10, 2 1 (assuming that you have not made any transaction during the period).
Overdraft withdrawal fee = overdraft withdrawal amount of 2000 yuan x 1%=20 yuan.
Interest on overdraft withdrawal = (overdraft withdrawal amount is 2000 yuan, overdraft withdrawal fee is 20 yuan) x0.05% (five ten thousandths) x20 days =20.2 yuan.
Overdraft withdrawal fee = overdraft withdrawal fee 20 yuan overdraft withdrawal interest 20.2 yuan =40.2 yuan.
What if CCB's credit card cannot be activated?
Call customer service directly to find out why the card can't be opened normally. Then the customer service manually opens the card and sets the password. When the cardholder opens the self-service card, it is easy to enter the wrong card information, which leads to the impermanence of card opening.
How to use CCB credit card after activation?
You can use POS machines for credit card consumption or online transactions, as long as the merchants support the use of this credit card. If there is only the logo of VISA or MasterCard on the card, and there is no logo of UnionPay, then you should apply for another credit card with the logo of UnionPay for domestic use. Credit card consumption enjoys an interest-free period, and the billing date and due repayment date are fixed. For example, the billing date is 27th, and the monthly repayment date is 16. There are many repayment methods, which can be operated through his mobile banking, online banking, China Construction Bank deposit and withdrawal machine, China Construction Bank counter or WeChat, which is very convenient.
Can CCB's credit card be used directly after activation?
After the activation is successful, you can immediately swipe your card to spend and withdraw cash.
What if the credit card activation fails?
If it is a CMB credit card, please call our credit card service hotline, select "3#" in the voice for credit card application consultation, and then select "1" for the transfer service specialist to verify and handle it for you (you can press # directly without entering your ID number).
How to activate CCB's credit card after it is successfully processed?
If it is a credit card applied by CCB business hall, after receiving the credit card, you can call CCB credit card customer service to activate CCB credit card yourself.
Why can't my China Bank credit card be activated?
If you are a new customer of BOC online application, you need to follow the activation steps on the card letter, bring the original ID card, card letter and card to any branch of BOC in the province or city you choose when you apply for the card. If you have the ETOKEN authentication tool of Bank of China, you can also use ETOKEN authentication to activate the card through the online banking and mobile banking credit card activation functions of Bank of China. If you don't have tax return information in BOC, you need to go to BOC outlets or pay attention to the supplementary tax return documents of the official account of "China Bank Credit Card" WeChat, and then activate the card.
If you are an old customer of BOC, after receiving the card, you can call 400 customer service hotline or activate the card directly through self-service channels such as colorful life APP.
The above contents are for your reference. Please refer to the actual business regulations.
Let's not talk about why the credit card cannot be activated.