Agricultural Bank of China has three first-class cards, showing that all three cards were processed before 20 16 12 1. According to the new banking regulations, the same person can only open one type of account in the same bank, and the bank will guide depositors to cancel or merge their accounts. In this case, don't take any chances, you should go to the bank immediately to handle related matters.

According to the new banking regulations, since 20 16 12 1, the same person can only open a first-class account in the same bank. If he has already opened a primary account, he should open a secondary account or a tertiary account.

The bank will clean up the depositor's account and ask the depositor to make an explanation to verify the rationality of opening an account. For those that cannot be verified, the bank will guide depositors to cancel or merge their accounts and keep the first-class accounts. If it is not necessary, other accounts can be reduced to Class II or III.

Extended data:

The first type of card is the previous bank card, and there is no restriction on transfer. The total daily deposit and withdrawal amount of Class II cards cannot exceed 10000 yuan, and the total daily deposit and withdrawal amount of Class III cards cannot exceed 2000 yuan. However, after the second and third cards are bound to their first cards, there is no restriction on the transfer between them.

Class I cards can only be opened through face-to-face verification at the bank counter, while Class II cards and Class III cards can be opened through electronic channels such as mobile banking without going to the bank counter for face-to-face verification.

A person can only open one first-class account in a bank, while two types of cards and three types of cards can open more than two. The specific number of cards to be opened shall be subject to the provisions of the bank. The first card is a full-function account with unlimited business scope, while the second card and the third card are restricted function accounts, and it is not supported to handle large-value transfer, bank-securities transfer, cross-border remittance and other businesses. Mainly used for fast payment, such as flash payment, confidential payment, etc. Can only handle small consumption and payment, can not handle other business. The indoor balance does not exceed 65,438+0,000 yuan.

The second and third families do not have physical cards. For the second and third types of account limits, the main purpose is to effectively control the capital risk of customers.