What is the annual fee for Ping An Credit Card? Ping An Credit Card Annual Fee Rules!
Nowadays, people's consumption habits have changed greatly in a subtle way, and credit card consumption has become a very mainstream consumption mode. For most cardholders, the highest charge for credit cards is the annual fee, and many credit cards can't be exempted from the annual fee. So what is the annual fee for credit cards? Let's introduce you to the annual fee rules of Ping An Credit Card.
Ping An Credit Card Annual Fee Rules:
Ping An Platinum Credit Card: the main card fee is RMB 2,8/year, and the supplementary card fee is RMB 1,8/year. The rigid annual fee of the main card in the first year can be exempted from 5% of the annual fee of the card in the following year if the consumption reaches 15, yuan in that year, and the annual fee of the card in the following year can be exempted if the consumption reaches 3, yuan in that year. The supplementary card rules are the same as those of the main card.
ping an bank credit card gold card: the main card charges RMB 3 yuan/year, and the supplementary card charges RMB 15 yuan/year. The main card is free of annual fee in the first year, and the annual fee for the next year is reduced by 6 swipes. Puka: The main card charges RMB 1 yuan/year, and the supplementary card charges RMB 5 yuan/year.
ping an bank insurance credit card gold card: the main card charges RMB 3 yuan/year, and the supplementary card charges RMB 15 yuan/year. The main card is free of annual fee in the first year, and the annual fee for the next year is reduced by 6 swipes. Puka: The main card charges RMB 1 yuan/year, and the supplementary card charges RMB 5 yuan/year.
Ping An One-Account Gold Card: the main card charges RMB 3 yuan/year, and the annual fee of the main card is exempted in the first year, and the annual fee of the next year is reduced by swiping for 6 times. Puka: The main card charge is RMB 1 yuan/year.
ping an Ctrip business travel credit card gold card: the main card charges RMB 3 yuan/year, and the supplementary card charges RMB 15 yuan/year. The main card is free of annual fee in the first year, and the annual fee for the next year is reduced by 6 swipes.
general card: the main card charges RMB 1 yuan/year, and the supplementary card charges RMB 5 yuan/year.
Ping An Bank Ping An Card Credit Card: The fee is RMB 1 yuan/year (plus RMB 5 yuan fee), and the annual fee is exempted in the first year, and the annual fee for the following year is reduced by 6 swipes.
ping an owner's credit card: the charge is RMB 2 yuan/year, and the annual fee is rigid in the first year. If the consumption in the current year is over RMB 3, or equivalent US dollars, the annual fee in the following year is exempted.
ping an I car credit card: the charge is RMB 3 yuan/year, the annual fee is free in the first year, and the annual fee is reduced for the next year after 6 swipes.
Does Ping An Credit Card need an annual fee?
Including cards without cards, Shanghai Youth Credit Card and other cards, annual fees are required, and the annual fees are as follows:
1. The main card of diamond card is RMB 1,/year; Supplementary card: RMB 6,/year, with preferential policies for annual fee including: diamond card; Caifubao diamond card and other cards.
2. Platinum card: RMB 4-6 yuan/year; Supplementary cards: RMB -3, yuan/year. Some cards have preferential policies for annual fees, including: Ping An Standard Platinum Card; Centurion platinum card; Securities wealth enjoys platinum card; Ping An Jufu One Account Pass Platinum Card; Ping An Elite Platinum Credit Card; American Express Dollar Platinum Card; VISA dollar platinum card; MasterCard, USD, Platinum Card, etc.
3. Master card of high-end joint credit card: RMB 4-6 yuan/year; Supplementary cards: RMB 2-48 yuan/year. Some cards have preferential policies for annual fees, including: lufax AI Fortune Platinum Card; Ping An Iqiyi Platinum Card; Securities wealth platinum card; Caifubao Platinum Credit Card; Tencent video co-branded credit card; Manchester United Red Devils Platinum Card and other cards.
4. standard gold card: RMB 2 yuan/year-3 yuan/year; Supplementary card: RMB 1-15 yuan/year. Some cards have preferential policies for annual fees, including: Ping An standard credit card gold card; Ping An Ctrip Business Travel Credit Card Gold Card; Ping An No.1 Store co-branded credit card gold card; Ping An Insurance Credit Card; Ping an I car credit card; Ping An China Travel Credit Card Gold Card; Ping An Jintong Credit Card and other card types.
5. Standard general card: RMB 65 yuan/year -1 yuan/year; Supplementary cards: RMB 4 yuan/year -5 yuan/year. Some cards have preferential policies for annual fees, including: Ping An Standard Credit Card; Ping An Ctrip Business Travel Credit Card Puka; Ping An No.1 Store co-branded credit card Puka; Ping An Be@rbrick Fashion Credit Card and other cards.
6. Original SDB Gold Card: RMB 175/year; Supplementary card: RMB 125/year. Some cards have preferential policies for annual fees, including: Hainan tourist card; Ping An Life Insurance Company of China joint credit card; Liangche Tianli Tianli Credit Card; Beautiful car Yongqing credit card; Liangche Huitianka; Liangche Huitong Nanling Credit Card; Buy a credit card; Beautiful cars, credit cards and other cards.
Extended information:
Inactive credit cards may also be charged an annual fee. Many people actually have more than one credit card, so there must be idle credit cards. Moreover, some people will put their credit cards aside after getting them because the credit line is relatively low;
however, even if the credit cards that have been used for a long time are not used or activated, some credit cards will be activated automatically without the confirmation of consumers, resulting in an annual fee. For example, the annual fee for platinum cards and above is usually more than 1, yuan. This kind of credit card has higher rights and interests, so it is usually unavoidable to charge an annual fee, even if it is not activated.
The official website of Ping An Bank Credit Card Center _ Ping An official website Application _ Credit Card _ Free of Annual Fee
People's Daily Online-Free of Annual Fee when the credit card is fully charged? Not necessarily
What is the general annual fee for Ping An Credit Card? Give a real number
What is the general annual fee for Ping An Credit Card? I have learned about this. According to the level of the main card from low to high, the annual fee of the standard general card is 65-1 yuan/year; The standard gold card is 2-3 yuan/year; The high-end co-branded card is 4-6 yuan/year; Platinum card is 4-6 yuan/year; The diamond card is 1 yuan/year. Ping An Credit Card, many types of cards have their own annual fee reduction regulations, which can be enjoyed if the conditions are met. For example, Ping An enjoys the Platinum Card, as long as you are a new customer who completed the nuclear card on December 31 this year, you can avoid the annual fee for life.
how to calculate the annual credit card fee of Ping An Bank? Understand a text!
Ping An Bank has many credit card products for users to apply for, and the annual fee when applying for a credit card has always been a concern. A user asked how to calculate the annual credit card fee of Ping An Bank. Then let's briefly talk about this problem for everyone, hoping that it will be helpful after reading it.
how to calculate the annual credit card fee of Ping An Bank?
classify by grade. If the user applies for a general card, the annual fee of the main card is 1 yuan and the annual fee of the supplementary card is 5 yuan.
if the user applies for a gold card, the annual fee for the main card is 3 yuan and the annual fee for the supplementary card is 15 yuan.
if the user applies for a platinum credit card, the annual fee for the main card is 28 yuan, and the annual fee for the supplementary card is 18 yuan.
In addition, if the user applies for a Ping An car owner card, the annual fee is 3 yuan every year, which is charged rigidly in the first year. However, if the annual fee is 3, yuan or more in that year, the annual fee in the following year can be reduced or exempted.
Generally speaking, although the annual fee is charged, users can basically reduce it as long as their consumption meets the requirements. For example, China Merchants Bank can deduct the annual fee for the following year if they spend six transactions, and some banks can deduct the annual fee with points. For example, CITIC Bank Premium Platinum Card can deduct it with 45 points or 22, points +1 yuan.
The above is the answer to "How to calculate the annual credit card fee of Ping An Bank". Generally speaking, according to the credit card grade and the difference between the main card and the supplementary card, the annual fee charged is different, and users can also consult the official channels on how to deduct it.
Is there an annual fee for Ping An Bank's credit card?
Ping An Bank's credit card has an annual fee, and the specific rules for collecting the annual fee are as follows:
1. The annual fee for the main card of Ping An Bank's credit Capka is 1 yuan/year, and the annual fee for the auxiliary card is 8 yuan/year;
2. The annual fee for the main card of Ping An Bank Credit Card Gold Card is 175 yuan/year, and the annual fee for the auxiliary card is 125 yuan/year;
3. The annual fee for the main card of Ping An Bank Credit Card Platinum Card is 2,8 yuan/year, and the annual fee for the auxiliary card is 1,8 yuan/year;
4. The annual fee of Ping An Bank's credit card diamond card is 1, yuan/year for the main card and 6, yuan/year for the auxiliary card.
Ping An Bank's credit card has an annual fee exemption policy:
1. In Ping An Bank's credit card, some cards enjoy automatic annual fee exemption in the first year, and the annual fee will continue to be reduced after the consumption reaches the standard in the second year. For example, Ping An Bank's Ctrip Platinum Credit Card has an annual fee of 48 yuan/year, and the annual fee will be automatically reduced in the first year. If you spend 12 times in that year, you can continue to reduce the annual fee; Ping 'an Good Car Owner Card will be exempted from the annual fee automatically in the first year, and the annual fee can continue to be reduced after spending 6 times in that year.
2. In Ping An Bank's credit card, some card types can be exempted from the annual fee for life, such as Ping An Yours Card, Ping An Without Card, American Express Yaohong Card and MasterCard Platinum Card. In addition, as long as they apply for the Platinum Card before December 31 this year, they can also enjoy the annual fee-free treatment for life.
Ping An Bank Credit Card is the first credit card launched after the merger of Shenzhen Commercial Bank and Ping An Bank and renamed it Shenzhen Ping An Bank. Apart from the basic functions of credit consumption and cash advance, Ping An Bank also has many unique functions, providing cardholders with all-round security protection covering "safe consumption, safe home and safe travel".
any natural person who has reached the age of 18, has full capacity for civil conduct, has a stable and legal income source and has a good reputation can apply for a personal credit card master card from the card issuer with his valid identity certificate and other documents required by the card issuer. The main cardholder of Ping An Bank's credit card can apply for supplementary cards for other qualified natural persons. The cardholder of the main card shall be fully liable for the debts incurred under the main card and the supplementary card. Supplementary card holders shall be jointly and severally liable for the debts incurred under the main card and supplementary card.
This concludes the introduction of Ping An Credit Card annual fee and Ping An Credit Card handling fee. Did you find the information you need?